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13 years ago
I had to make a tough decision today when it came to my money. I’ve had a CD worth a little over $10,000 Set to renew in July, but had to break it due to the need for money now for food and other things. This money was part of a planning option for various things, so let me lay out to you a little bit of what’s been going on.
As some know, I’m on the verge of being Homeless. We received a foreclosure notice at my home in Mass and my mom and Peter have been looking into getting a new place of some sort. At this point we’re forced to look at apartments, which make it hard, as we have to search specifically for Pet Friendly apartments within the Greater Boston area. But it’s also hard to find apartments that have three bedrooms instead of two or four, and harder within our budget.
Due to this, our Financial situation is basically in the dead zone. It’s nigh impossible for me to get any loans for college, which means I have to rely on scholarships of whatever money I do have. If we can actually sell the house we live in before it enters a Short Sale or Foreclosure, then we can make a decent amount of money off of it. Enough to pay off my mom’s debts and begin anew. Enough to afford to keep me in college. Enough to, well, keep us afloat. But that all depends on us being able to make that money.
However, knowing this, and having fought through at least one or two nights where I have been in tears because it just felt like nothing was going to work, Here are the options I have before me:
Option 1: (Best case Scenario) A house or apartment is found, money is made from selling the house at enough of a value to pay off all my mom’s debt and put me through another year of college. I also find an internship for this summer. Continue my schooling for next year and graduate on time.
Option 2: A house is found, money is made, and can put me through another year of college and pay mom’s debts. Can’t find an internship for this year, but get one next summer after finishing classes and just graduate an extra semester late with no real classes needed to be taken.
Option 3: A House is found, money Is made to pay off my mom’s debts but not put me through college. I use my CD to continue living at the apartment one more year on a STRICT budget. Get a job in the area to help bring some income (Probably a Subway or something). Return when money is available if possible, but otherwise return to Mass and find work where possible.
Option 4: An apartment is found but it’s not large enough for me to live there. I spend the sumer living with my friend Marissa and find a summer job of some sort (other options can spill into this)
Option 5 (Worst case): We can’t sell the house in time and find no house. I live with Marissa for a while until I have enough to live on my own somewhere and… well, Not sure.
Only the top two are ideal at this point, but I will fight as hard no matter what happens.
For those who care about me though and are willing to help, there’s not much that can be done. What can be done:
1: Help in the apartment hunt (Cheap, Pet Friendly. 3 Bedroom ideal but two and four workable. Rent budget max is $1000 total without Utilies. Access to Busline or Train line ideal, and need to be on South Shore or West of Boston) Alert me of any places you see or find (Prices, address, etc) by emailing me (borderwalker1 at gmail dot com) so I might forward them to my mom.
2: Help by getting me income! I may not be doing art much but I still do art. I have one I owe Omnyx as a gift, but have no commissions and will willingly take any for nearly any amount. Name your price more or less! I’m generally quick and good about getting art out, Reference Sheets aside! No need to commission me yourself, just promote me if you can.
That’s all right now that can be done. It’s my battle I have to fight. I’ll fight it till I die, ad fight more. I still plan to at least attend Fur Fright (Have a special savings account built into my bank for FurFright only), but this summer… may get rough.
EDIT: A second journal specifying Commission info is located here: Click!~
As some know, I’m on the verge of being Homeless. We received a foreclosure notice at my home in Mass and my mom and Peter have been looking into getting a new place of some sort. At this point we’re forced to look at apartments, which make it hard, as we have to search specifically for Pet Friendly apartments within the Greater Boston area. But it’s also hard to find apartments that have three bedrooms instead of two or four, and harder within our budget.
Due to this, our Financial situation is basically in the dead zone. It’s nigh impossible for me to get any loans for college, which means I have to rely on scholarships of whatever money I do have. If we can actually sell the house we live in before it enters a Short Sale or Foreclosure, then we can make a decent amount of money off of it. Enough to pay off my mom’s debts and begin anew. Enough to afford to keep me in college. Enough to, well, keep us afloat. But that all depends on us being able to make that money.
However, knowing this, and having fought through at least one or two nights where I have been in tears because it just felt like nothing was going to work, Here are the options I have before me:
Option 1: (Best case Scenario) A house or apartment is found, money is made from selling the house at enough of a value to pay off all my mom’s debt and put me through another year of college. I also find an internship for this summer. Continue my schooling for next year and graduate on time.
Option 2: A house is found, money is made, and can put me through another year of college and pay mom’s debts. Can’t find an internship for this year, but get one next summer after finishing classes and just graduate an extra semester late with no real classes needed to be taken.
Option 3: A House is found, money Is made to pay off my mom’s debts but not put me through college. I use my CD to continue living at the apartment one more year on a STRICT budget. Get a job in the area to help bring some income (Probably a Subway or something). Return when money is available if possible, but otherwise return to Mass and find work where possible.
Option 4: An apartment is found but it’s not large enough for me to live there. I spend the sumer living with my friend Marissa and find a summer job of some sort (other options can spill into this)
Option 5 (Worst case): We can’t sell the house in time and find no house. I live with Marissa for a while until I have enough to live on my own somewhere and… well, Not sure.
Only the top two are ideal at this point, but I will fight as hard no matter what happens.
For those who care about me though and are willing to help, there’s not much that can be done. What can be done:
1: Help in the apartment hunt (Cheap, Pet Friendly. 3 Bedroom ideal but two and four workable. Rent budget max is $1000 total without Utilies. Access to Busline or Train line ideal, and need to be on South Shore or West of Boston) Alert me of any places you see or find (Prices, address, etc) by emailing me (borderwalker1 at gmail dot com) so I might forward them to my mom.
2: Help by getting me income! I may not be doing art much but I still do art. I have one I owe Omnyx as a gift, but have no commissions and will willingly take any for nearly any amount. Name your price more or less! I’m generally quick and good about getting art out, Reference Sheets aside! No need to commission me yourself, just promote me if you can.
That’s all right now that can be done. It’s my battle I have to fight. I’ll fight it till I die, ad fight more. I still plan to at least attend Fur Fright (Have a special savings account built into my bank for FurFright only), but this summer… may get rough.
EDIT: A second journal specifying Commission info is located here: Click!~
Liko
~liko
When I have some free time, I'll do a bit of research into apartments and ask my parents what they might know. My dad is fairly knowledgeable on real estate.
Border-Walker
~border-walker
OP
Thanks. From what I understand my mom and Pete are looking at apartments online but haven't said much more to me.
aurorafox
~aurorafox
ill take a look down here bud *snugs*
Border-Walker
~border-walker
OP
*snugs* thanks.
wolf_skinchanger
~wolfskinchanger
I'm about to forward this to 
falendahand, unless you've already done so.
falendahand, unless you've already done so.
Border-Walker
~border-walker
OP
I never even knew that existed to be honest, so if you want to, sure, go ahead.
wolf_skinchanger
~wolfskinchanger
Done and done.
danruk
~danruk
It makes me curious that you mention 2 or 4 bedrooms being the 'norm'? When I browse Craigslist I see a good number of 3 bedroom options out there.
Border-Walker
~border-walker
OP
I usually find it easier to find bedrooms in the even numbers than the odd myself.
danruk
~danruk
another aside, I could offfer at least the 'potential' to be a room renter in a 4 bedroom apartment, helping defray overall rent costs. if that helps any in your search parameters?
