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Shit.
16 years ago
General
I know this is kind of a tl;dr kinda thing... It's not really something I wrote expecting anyone to read every word; I just felt like I needed to get this out somewhere.
Today was just that- shit.
Friday was supposed to be my first day of spring break, I was excited that I wouldn't have to go to school for a little over a week.
So this morning, I wake up with a really optimistic feeling- which quickly dissipated once I realized it was snowing. Great. Snow on my spring break.
I decided to go back to sleep, and ended up waking up around 12pm which was pretty nice. I bummed around the house all day until around 4:30 until I went to cook dinner for my dad and I. That wasn't bad, despite the fact that I ended up burning myself on a pan while making pirogies. I decided to just suck it up and enjoy dinner, which I did. After dinner I started getting ready for work. I got there a bit late, but it wasn't half bad. Once we were done with everything we had to do I went down to pick up my paycheck; which I already knew would suck since I only worked like less than 4 hours last week because of my midterms. I deposited my amazingly large check of 25 bucks into my PNC account, and pulled out the account summary receipt. I look down at the paper, and to my horror it says -$102.00. As soon as I get to my friend's house, I check my PNC, and it lists all of my charges. Apparently the available balance they listed for me two days ago was completely inaccurate- because when I had checked it said I had 19, and I know for a fact that I've made sure I didn't spend more than 18 until I could deposit my new paycheck, yet they apparently hit me with over 3 overdraft fees. Normally, as soon as you use your card, the amount goes into pending, and out of your available balance- which I suppose it randomly decided not to do this time. Great. Good job PNC. Now they expect me to pay like 100 bucks for them being wrong? I think not.
I tried calling PNC, and after having to press over 20 buttons to talk to a live human being, I'm greeted with an ignorant woman who can't even listen to what I'm trying to explain- because of course she's right, why wouldn't she be, she works there. :: insert sarcasm :: What a fucking twat. I just said I'd talk to someone at my PNC branch tomorrow and hung up. I tried calling back to get another non ignorant person to talk to; yet it was the same stupid woman so I just hung up in her ear.
By that point I was livid, and not paying very much attention to what I was doing. When I went to get up, I tripped over my shoelace, and my kneecaps hit the hardwood floor. My knees had already bruised over less than 10 minutes later.
So all that pretty much sucks.
I'm printing out my statements and going to PNC tomorrow, and telling them what happened, and saying if they refuse to take of the overdrafts which were not really my fault in the first place- I'm canceling my account and opening one at TD Bank. Yeah, not paying the fees will fuck up my credit score a little; but honestly I'm not paying for their mistake. Hopefully my knees won't hurt me at work tomorrow.
I just hope I can get all of this cleared up soon... It's my spring break which I've waited for all semester and now I have no money to spend on it, so I get to sit inside. I'm also booking more hours to save up for Boston, and my 21st birthday, and I really can't afford to be paying for overdrafts.
...I look forward to going to Boston all year- It's the one time I get to have a real vacation. I get to be independent from the arguments my mom and I have, independent from drama, independent from work, independent from school- and all the other worries I have, all the stress. It's the only time out of 365 days that I can just let loose completely and have fun, without a care in the world.
...I just don't know what I'll do if I can't go to Boston.
Hopefully I can sort this all out tomorrow. :C
Yeah... Sorry if this was a bitchfest.
Today was just that- shit.
Friday was supposed to be my first day of spring break, I was excited that I wouldn't have to go to school for a little over a week.
So this morning, I wake up with a really optimistic feeling- which quickly dissipated once I realized it was snowing. Great. Snow on my spring break.
I decided to go back to sleep, and ended up waking up around 12pm which was pretty nice. I bummed around the house all day until around 4:30 until I went to cook dinner for my dad and I. That wasn't bad, despite the fact that I ended up burning myself on a pan while making pirogies. I decided to just suck it up and enjoy dinner, which I did. After dinner I started getting ready for work. I got there a bit late, but it wasn't half bad. Once we were done with everything we had to do I went down to pick up my paycheck; which I already knew would suck since I only worked like less than 4 hours last week because of my midterms. I deposited my amazingly large check of 25 bucks into my PNC account, and pulled out the account summary receipt. I look down at the paper, and to my horror it says -$102.00. As soon as I get to my friend's house, I check my PNC, and it lists all of my charges. Apparently the available balance they listed for me two days ago was completely inaccurate- because when I had checked it said I had 19, and I know for a fact that I've made sure I didn't spend more than 18 until I could deposit my new paycheck, yet they apparently hit me with over 3 overdraft fees. Normally, as soon as you use your card, the amount goes into pending, and out of your available balance- which I suppose it randomly decided not to do this time. Great. Good job PNC. Now they expect me to pay like 100 bucks for them being wrong? I think not.
I tried calling PNC, and after having to press over 20 buttons to talk to a live human being, I'm greeted with an ignorant woman who can't even listen to what I'm trying to explain- because of course she's right, why wouldn't she be, she works there. :: insert sarcasm :: What a fucking twat. I just said I'd talk to someone at my PNC branch tomorrow and hung up. I tried calling back to get another non ignorant person to talk to; yet it was the same stupid woman so I just hung up in her ear.
By that point I was livid, and not paying very much attention to what I was doing. When I went to get up, I tripped over my shoelace, and my kneecaps hit the hardwood floor. My knees had already bruised over less than 10 minutes later.
So all that pretty much sucks.
I'm printing out my statements and going to PNC tomorrow, and telling them what happened, and saying if they refuse to take of the overdrafts which were not really my fault in the first place- I'm canceling my account and opening one at TD Bank. Yeah, not paying the fees will fuck up my credit score a little; but honestly I'm not paying for their mistake. Hopefully my knees won't hurt me at work tomorrow.
I just hope I can get all of this cleared up soon... It's my spring break which I've waited for all semester and now I have no money to spend on it, so I get to sit inside. I'm also booking more hours to save up for Boston, and my 21st birthday, and I really can't afford to be paying for overdrafts.
...I look forward to going to Boston all year- It's the one time I get to have a real vacation. I get to be independent from the arguments my mom and I have, independent from drama, independent from work, independent from school- and all the other worries I have, all the stress. It's the only time out of 365 days that I can just let loose completely and have fun, without a care in the world.
...I just don't know what I'll do if I can't go to Boston.
Hopefully I can sort this all out tomorrow. :C
Yeah... Sorry if this was a bitchfest.
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CFF
♥
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All will be better. You'll see.