I had to look up the SEK to USD, 126k SEK is only $13k USD, which is poverty wage. I hope you can figure something out.

I know its poverty wage, and i cant live on it if almost 50% of it goes to taxes. I literally will not be able to pay bills and feed myself.

That's such an unreal fucking tax how poor is your fucking government lmao

*laughs in german*
I pay the same-ish income tax rates, only in Euros...

I hope things look up for you hun. I know about living on so little... I get a little over half of the federal poverty line a month... but I am disabled and didn't work much. The only way I myself am able to live on my own at all is via a program that pays some of my rent for me... I have to live with someone else otherwise. Here's hoping things look up for you :(

If don't mind me asking, what are your prices with this new tax added?

you will have to add on the 45%, sorry. I am looking for ways to get a less extreme tax, but for now it's 45%

That's alright ^^ may I ask where I could find your prices?

You can find them under the commissions tab on my profile page

That will make things tricky for commissioning you.

Didn't know sweden had the exact same shitty income tax as germany lol

At least your country isn't burning it in a furnace I guess, always gotta look at the silver lining :^)

why don't you just increase your prices? For example:
Commission is 100 dollars + 45% tax people will be turned off
Commission is 145 dollars flat rate people will be totally ok with that. even if its the same price
People don't want to do math and just want the overall cost.

It's easy to approximate with mental maths, just add 50%. Plus, the prices aren't just one size fits all because they're using a flexible price range.


Anyway, for those of you that don't get turned on by math, here are the price ranges and their new adjusted values:

Backgrounds: 40 - 150 (58 - 217.5 w/ 45% tax)

Character design: 75.00 (108.75 w/ 45% tax)

Color and Shading: 70.00 - 120.00 (101.5 - 174 w/ 45% tax)

Sketch: 40 - 60 (58 - 87 w/ 45% tax)

As noted in the actual price sheet, these prices are representative examples only, and any actual quote may be higher or lower depending on what you want to be made.

Actually going to make another note for this later since I found out this is personal/income tax instead of a sales tax

How are you charged such an absurd tax rate? Even millionaires here don't pay that much. Punch your government! Right in the bawls.

How in the heck is this even legal? That tax rate is insane! Man I hope you manage to pull though and figure something out.

Are you...actually...declaring your income from commissions? There have got to be some ways to work around this. I realize PayPal is making it more difficult in various locales with what they openly declare to various governments and what they don't, but there's got to be some ways to work around some of this. Have people buy things for you as barter, so you're getting sent an item rather than cash, so it doesn't show up...anywhere where you can take friends/family payments rather than goods/services, TOS be damned, would at least have some of the income not show up in a way that gets reported and taxed. As much as it's generally not something I normally recommend getting into otherwise, crypto as a way to get out of income being declared? Just...something to where you get paid in a way that won't readily be tracked

As much as I'd love to get use crypto, the places that turn crypto into cash are required to report to the tax authorities. So it wouldn't help

The barter thing and non-Goods/Services payments might still help.

If you take some of your commissions normally and some outside of taxable means, you can at least appear to be a good little taxpayer while getting that tax bill way down moving forward

Ok, now that I'm reading more into this. It looks like this is not a tax on goods or services, but rather a personal/income tax collected by your government. Now there are 2 major problems just adding a 45% tax fee.

1. Since this is not a tax on goods, but rather personal income, paypal will not allow you to add additional fees on the final price. THIS WILL GET YOUR PAYPAL ACCOUNT SUSPENDED.

2. Adding 45% fee will not cover all your personal tax but only increase your tax liability. For example, if you charge $1 then 45%, that means instead of being taxed 45% of $1, you will be taxed 45% of $1.45.


Now what can you do? It seems like your goal is to get your income tax covered by your original price so you need to find that number that will work. So what you need to do is just increase your prices to pay all your taxes and your net pay will be your original price. Here is a formula that will help you calculate that.

x/(1-y)

where x = your original price and y = your tax liability percentage.
Lets try this with 1 dollar with 45% tax

1/(1-0.45)
1/0.55
= 1.818181

That would mean for every dollar you need to add 82 cents or 82%
Lets test this out by taking 45% off of 1.82
1.82x0.45=0.819 or 0.82
1.82-0.82 = 1

So yes if you want your commissioners to completely pay your taxes you will have to increase your prices by 82%. :o

That being said, you may be entitled to deductions on your tax liability. I strongly suggest hiring a financial advisor/tax expert in your country to see what you can do to reduce it.

I still have not made full conclusions yet. I've been talking to my parents who are retired freelancers themselves and they had to deal with the same things. You can't really get any deductions according to them.

Besides, a consultant is probably going to be so expensive I'd pay more to them than in taxes

In either case I hope you find a solution. ❤️