I have a few people I'd like to refund for the long wait time, I have a big bill to pay, and someone who scammed me did a chargeback on me last week... I had nothing in paypal so I'm in the negative.

yep, I wish I had the pay I did three months ago, then I wouldn't even blink an eye and be able to help people/recover from this faster, but I don't.

sorry for the long wait on comms, I've been trying desperately to pick up hours at work..