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Looking for PayPal alternative
3 years ago
There has been a massive uptick of horror stories from my fellow artists, of their PayPal being locked and their funds lost to the PayPal gods for using it in relation to commissioned art, (mostly NSFW, but lots more stories of just the word 'commission' triggering it)
As such, I am looking for alternatives that others use, preferably ones that allow invoicing and payment by credit card like PayPal allows.
Square is an option that I'm looking into, just because it is so widely used, but their TOS is very vague and sparse on the topic of prohibited uses in regards to NSFW art. (PayPal is very expressly against it)
Any suggestions would be immensely appreciated, as someone who relies solely on commissions to make a living!
As such, I am looking for alternatives that others use, preferably ones that allow invoicing and payment by credit card like PayPal allows.
Square is an option that I'm looking into, just because it is so widely used, but their TOS is very vague and sparse on the topic of prohibited uses in regards to NSFW art. (PayPal is very expressly against it)
Any suggestions would be immensely appreciated, as someone who relies solely on commissions to make a living!
I must admit though: The word 'commission' triggering these is news to me, but if true, that's worrying. What should I do? Tell everyone I commission to reword their invoices just in case?
[it's Ally Bank, an *Online* bank, thus "Competition" so I can't link it to there. AND THE WORST OF IT IS I HAD TO GO THOUGH A SMALL HELL OF AI help to learn this. so yeah.]
Anyway, I'm using my bank's Zelle pay function, it's a bit clunky, but it works. No invoices, but hey, least I can do that's Direct to my bank.
Personally, I just left Ally after shafting me out of money by breaking my debit card for 6 fucking weeks when I tried to buy a new phone. Been a lot happier on SoFi so far.
https://arty.ooo/
Also, these are just stories I've heard on Twitter, but some people have managed to get their account back via filing a complaint with Better Business Bureau.
Once you do that, you should keep using Paypal. I'm sorry you personally know artists whom have been affected by this nonsense, but it's best to keep your head held low and not overthink it. Why not use the keywords "Invoice - Illustration - Month Year" for your invoice header? That's simple, effective, and it's clear what you're selling.