So yada some may know now but yeah I had to declare bankruptcy because of the loss of half of my household's income, meaning I'm the only one making income, and the debt I have due to stupid decisions is in danger of having me lose my job. The danger of having my debt go delinquent because I can't pay on time is bigger than one may think, because all of my creditors can close my accounts if they felt like it and demand full payment. This will most certainly lead to wage garnishment, or at least an attempt to garnish my wages among other assets, but doing so means I could lose my job since I'm a gov't employee and especially because of the agency I work for.

Any who. Let's poke some fun at it while I'm here because I haven't yet had one of my breakdowns. I recently just went through an episodic flareup or "breakthrough event" of my depression. I get these flareups every 4 months or so where it's as if I'm not taking my antidepressant at all and the thoughts of depression and worse feelings are so overwhelming it's scary. I learned to get through them and spot when one will or is happening since I already had over a dozen so far. So this could be why I'm not yet breaking down.

Now the funny stuff can begin lmao I'm gonna declare my OC as an asset



_{In reality I'm just poking fun about the situation to help keep me from going down a hole and plunging into a worse state of mind than I'm already in. Bankruptcy isn't a joke and I tried avoiding it for 13 months, but now it's practically unavoidable, since I need to do it to protect my family and my life in the long run.
And to be honest lmao I think my beagle character, since it actually does have some tangible value, would probably be considered an asset under bankruptcy law though I'm no expert nor a legal one. I've hired an attorney to help me through the process so I'm alright, but I may or may not need to do so lol.}