boosty, the platform that i usually use for commission/auction payments, is going through some technical issues right now and removed PayPal from the available payment options, and cards work... with issues, to say the least (mostly they just don't). HOPEFULLY it's really just technical issues and they will be resolved soon, but it did give me a much needed push to finally figure out some alternatives.

i now also use EasyStart. it's an invoice service rather than a donation platform, and requires your card for payment. you can find a tutorial and some reviews here: https://www.furaffinity.net/view/51949784/