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Which payment method is best for commissions?
10 months ago
In the light of the recent big scam incident, I've been thinking about the payment methods of commissions.
I have been a client myself and I've also offered commissions years before I came back last year.
Now I'm trying to figure out which payment method would be the best for the client and for myself as well.
PayPal invoicing system
This is the default option that I've been using for years, and luckily I've never been scammed.
This option is very secure for the clients, but not as much for the artist.
In case a client wants a refund, they can just issue one with a click in their PayPal, without
ever telling the artist. This is also very easy method for scams, since PayPal is known to
side more with the client than the artist.
-> So this method is in favor for the client, but leaves the artist to just trust and hope they won't get scammed.
PayPal.me / PayPal donations
As an artist offering commissions, I would steer away from this option, but it does give better
protection from scams. As per PayPal's policy, any donations/tips are non-refundable unless the
receiver hasn't used/transferred the money after 30 days, end even then PP really doesn't like refunding those.
-> So this method is in favor for the artist, but leaves the client to just trust and hope they won't get scammed.
What are your opinions on this matter? Which method would you trust more, or feel more secure about?
Or is there maybe a better option somewhere that hasn't crossed my mind?
I have been a client myself and I've also offered commissions years before I came back last year.
Now I'm trying to figure out which payment method would be the best for the client and for myself as well.
PayPal invoicing system
This is the default option that I've been using for years, and luckily I've never been scammed.
This option is very secure for the clients, but not as much for the artist.
In case a client wants a refund, they can just issue one with a click in their PayPal, without
ever telling the artist. This is also very easy method for scams, since PayPal is known to
side more with the client than the artist.
-> So this method is in favor for the client, but leaves the artist to just trust and hope they won't get scammed.
PayPal.me / PayPal donations
As an artist offering commissions, I would steer away from this option, but it does give better
protection from scams. As per PayPal's policy, any donations/tips are non-refundable unless the
receiver hasn't used/transferred the money after 30 days, end even then PP really doesn't like refunding those.
-> So this method is in favor for the artist, but leaves the client to just trust and hope they won't get scammed.
What are your opinions on this matter? Which method would you trust more, or feel more secure about?
Or is there maybe a better option somewhere that hasn't crossed my mind?
How often does nonsense like this happen? Outside of last week's fraud, how often do commissioners do scam refunds?
Really really unfortunate event tho.. sad this happened but not totally surprised.. hope things get resolved and Mimurus can have some sense off appeasement in this.
I also use cashapp, but not sure if I would say I trust that.
I liked it since both sides are responsible for producing their end of the deal. However for most they may not like the fact they don't accept paypal there. But on the flip side, folks will have to use an alternate method of payment.
Another positive, the client does not need to sign up EVER. All that's required is asking for their email address, or for them to fill out a form with your link and you're off to the races.
Here's hoping that helps a bit.
I have seen some artists that just don't do business with someone unless they have a portfolio of finished work that shows that they have paid artists before, though.