Tonight, I'm looking farther ahead into the future than I have before. Earlier today, the question of, "Where did the checks I ordered months ago end up at?" netted me an unexpected windfall. Through all the conversational blather and wait, the bank employee I was speaking with informed me of a pre-approved credit card offer from them. Figuring I could use a new line to help improve my score, I hesitantly accepted the hard inquiry and waited about thirty seconds before I heard words which would make some people mad.

I have plans to fulfill! Less detail than usual to follow in the coming days, as usual.