Fecking banks make pissed eevees...
15 years ago
General
I know I don't write many journals, and I really should use this time for some constructive drawing and shit, but... I just need to randomly get this stuff off my chest...
I'm really... and I mean REALLY fucking pissed at US Bank right now. I've been a loyal customer of theirs for like... 5 years now, with a checking account and credit card that I've never abused... I've almost never had overdraft fees, very rarely let my checking acct draft on my credit line, and I only once got close to the limit on the credit account. I even moved all my money from a different card onto my US Bank one because it had a lower APR... so I even decided to give them extra money.
So I pay all my bills on time for the credit card, I've only ever been like... a day late once or twice, but I always payed and I never complained about the fines when it was late. But recently I've been paying off all the debt that I'd wracked up from supporting my ex, and just feeling really nice having all that extra credit that I wasn't using, it was a nice safe feeling having that fallback. But recently, and completely without warning they've suddenly been cutting my limit every time I pay a bill... it dropped $2000 when I payed that, and then another $900 randomly this month, and it's absolutely pissing me off! To top it off... I tried to get my free credit reports for the year and none of the companies would show me them, so I have no clue whatsoever as to why my bank is suddenly fucking freaking out about my account limit that I've had with them for half a decade?
To top this all off... I found out that they'd cut my limit when I was logging in to check on their auto loans since I really need to get a new car. I'm thinking that one: there's no way in fuck they'll be giving me a loan while slashing my credit, and two: there's no way in fuck I'll be giving this bank any more money anyway...
So yeahhhhh... I'm sorry for ranting, and I'm sorry to those of you that actually read this but... yeah... Jayek is stressed and just fucking tired of life and money T_T
EDIT: I decided to retry getting my credit reports and sure enough... USBank is just being a massive dick... there's nothing wrong with it except a minor, fixed mistake with Verizon that's been there for almost two years, so why attack me now?
I'm really... and I mean REALLY fucking pissed at US Bank right now. I've been a loyal customer of theirs for like... 5 years now, with a checking account and credit card that I've never abused... I've almost never had overdraft fees, very rarely let my checking acct draft on my credit line, and I only once got close to the limit on the credit account. I even moved all my money from a different card onto my US Bank one because it had a lower APR... so I even decided to give them extra money.
So I pay all my bills on time for the credit card, I've only ever been like... a day late once or twice, but I always payed and I never complained about the fines when it was late. But recently I've been paying off all the debt that I'd wracked up from supporting my ex, and just feeling really nice having all that extra credit that I wasn't using, it was a nice safe feeling having that fallback. But recently, and completely without warning they've suddenly been cutting my limit every time I pay a bill... it dropped $2000 when I payed that, and then another $900 randomly this month, and it's absolutely pissing me off! To top it off... I tried to get my free credit reports for the year and none of the companies would show me them, so I have no clue whatsoever as to why my bank is suddenly fucking freaking out about my account limit that I've had with them for half a decade?
To top this all off... I found out that they'd cut my limit when I was logging in to check on their auto loans since I really need to get a new car. I'm thinking that one: there's no way in fuck they'll be giving me a loan while slashing my credit, and two: there's no way in fuck I'll be giving this bank any more money anyway...
So yeahhhhh... I'm sorry for ranting, and I'm sorry to those of you that actually read this but... yeah... Jayek is stressed and just fucking tired of life and money T_T
EDIT: I decided to retry getting my credit reports and sure enough... USBank is just being a massive dick... there's nothing wrong with it except a minor, fixed mistake with Verizon that's been there for almost two years, so why attack me now?
ArtyBlack
~artyblack
They caused the recession, and now they're deepening it. >.O w00t.
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