OKAY I HAVE TO ASK SOMETHING...
15 years ago
Peter: Not even gingers have souls in their vaginas.
...for all you responsible type peoples I know, how do I avoid spending money? Gina was already kind enough to lay her wisdom on me and that is pay only for essentials, gas and as little food as I can pay for, and focus on making it.
I'm slowly getting better, but I know I'm still not as self controlling as I'd like to be about monies.
Any other tips? Like how can I avoid spending a shit ton while I'm out, spending when I don't need to be, etc.
Anything helps :>
I'm slowly getting better, but I know I'm still not as self controlling as I'd like to be about monies.
Any other tips? Like how can I avoid spending a shit ton while I'm out, spending when I don't need to be, etc.
Anything helps :>
Only take it with you when you're going grocery shopping and stuff.
Although I don't know if I should have a bank card anymore. I don't really use it but only to get money from my account. :s
first off, im going to tell you right now that theres no "trick" to saving money. there are things you can do to cut down on bills, but other than that it all depends on you exercising a very commonly overlooked skill known as SELF CONTROL. say it out loud a couple of times. S E L F. C O N T R O L.
there's nothing wrong with treating yourself every now and then WHEN YOU CAN AFFORD IT. but if you can't, don't buy fucking retarded extravagant shit you don't bloody well need or else you're going to put yourself in a shithole, which would reflect your recent personality, but wouldn't be something i'd wish on anybody.
think about what you NEED more than what you WANT. having steady income doesn't magically make you a responsible person if you don't fucking manage what you're spending it on.
also, responsibility deals with emotional control and social maturity. two things you are SORELY LACKING as of late. we know you have a busy, changing life. we know that sometimes that means you're not around. however the idea of that adding up to you making a big production of cutting dom and i out of your life completely because you simply "don't have time for us" makes no sense considering I see you on RPM quite a bit.
there's nothing wrong with not talking to somebody, i have tons of people on my contact list that i still consider friends that i haven't said hello to in a while, but you kind of irreparably damaged your chances at continuing to be my friend or dom's with what you did. some of what you said quite literally made me ill. i missed work over that because i literally started vomiting i'm totally serious here.
another thing, and i'm not going to point fingers here, but i've been under the impression that you've been outwardly speaking against me and gossiping about me behind my back. if this is something you are indeed doing, you and i will never ever speak again. you helped me through a lot as far as people talking behind my back, and i don't want to think you would do that to me.
tl;dr not spending money is your job and there's no magic trick to do it and you're also a huge cunt right now and its not like you to act like this so take a minute to step back and realize that "not taking shit from anybody" does not equate to "be a fucking dick" or else you're going to start losing friends really fucking fast. you forcibly ejected one from your life, and you lost two when you did that. think about it. finances, employment, none are nearly as important as the company you keep. i can't definitively speak for everyone, but from my experience, you aren't going to be keeping a whole lot of company for very long if you keep acting like this.
Then weigh how much everything you have to pay for costs, such as gas, food and other expendables that you need, such as toiletries, paper products, etc.
Then you put the two together, Try to put a spending cap on what you have based on how much you're making.
Given a single week, I have to spend about 11-15 dollars on gas, and about 5-10 dollars on food depending on what I need, or how hungry I am, or if I'm going to be home that given day.
If you can make it home to eat then, then Do that.
Try to supplement your spending out on food and other things with what you already have at home, and try to find some happy medium between the two. You'll find that it'll be easier to keep your money from dwindelling.
Another good thing is to have a routine. Don't just randomly up and decide to go shopping, but aside a day when you know that you're going to need everything and re-stock on things when you ABSOLUTELY need to stock up on them.
Impulse buying is NOT your friend here.