Well, fuck....
15 years ago
Oh what a horrible day. I was in a car accident this morning at 3:35 AM. I was stopped at a railroad crossing because the train was going across. Simple thing crossing guards down, lights flashing etc. When out of no where some guy in a Chevy pickup rear ends my poor Celica. I don't think the guy slowed down until after he whacked my car since I didn't hear any tire squeals. So now I'm going to have to wait to see what his insurance company will do... God damn Fred Loya Insurance too. :| Well at least my insurance company, Progressive, jumped on it pretty quick after I called them. First time I've actually had to use them.
FA+

Though there's always some fees involved, and the bother of all of it having happened in the first place. Hope things get normal soonish.
Luckily, no one seemed hurt.