Whenever I paste a link, I always format it using the [url][/url] code. In this way, I can make and name a link to anything, like this example here that leads to my profile page. But it seems like I'm the only one who uses it, and everybody just does this: http://www.furaffinity.net/user/black-vulpine/

If it's because making the link is difficult, I use two browser extensions for this. In Google Chrome, I use Create Link.
In Firefox, I use Fire Link.
Neither one has a BBCode preset to begin with, but they are fully customisable. The good thing about Fire Link is that it's one of the few Firefox addons that can be installed, uninstalled, and turned on or off without needing to restart the browser.

With it, you can easily create links in the same way I do. Of course, you may prefer to stick with your lazy method, but it's also untidy. Maybe it's just cuz I'm OCD, but I like things tidy in this way, and keep it all organised.

If you simply did not know about this, Yak's journal has a list of all the BBCode macros you can use on this site.