usually you need to post first and last name of your SL avatar to be found. If the program is still running you should search for the landmark for Earn2life. That helped my a lot since I can't really build or script. As well you should look around for money trees they are usually good for avs that are new to use. If you TP to a help island they should point you towards freebie stuff for your av.

... i just missed like... every thing you just said.

You need a full name for to be found in SL by other users.

Things that give you money in game which is called Lindens are as following: money trees and earn2life program just use the search feature to find them.

Places for help: help island they are for beginners such as yourself. that place usually have free stuff to help you get clothed and such.