So I just found out that since about a week ago there has been a lot of spending on my card account. Mostly on a Blue Banana site and 15 transactions on a site called just eat.co.uk The amount taken from me is a bit over a thousand and now I'm left with nothing but a buck. Not sure how this happened but my card is being used fraudulently. I've called my card and all I can do is call for a dispute in which they will go through every transaction, refund my money then file an investigation after which I'll get a letter saying whether my dispute was approved or not. Apparently if it is approved I keep my money, otherwise it goes back to them or something.

I've never been through something like this so the dispute seems to be the best way but I'm just so miserable right now. Nothing like this has ever happened to me and now I'm in tears waiting for my mom as I want her advice on this before I go any further. I also technically don't have a bank. My payroll from work is instantly transferred to this card and the people behind it are only able to provide the dispute option. Guess it I'll go for it and pray for the best, if only I checked my account more often I could have froze it before I lost so much, but now I'm more than likely going to suffer losses can only try to minimize it all....