You'll notice something about people who always have money problems never really stems from bad financial decisions. It's more about low wages, no hours, living costs and those....accidents that can always happen: medical bill, some fee or tax, something breaks, etc, etc...

That's why when like most people you try to save money and then something happens. I see journals about this all the time.

Well driving home today, some thing in my car "pops" and the check engine light comes on and for some reason the car can't see to accelerate past 20. Thankfully I was close to home. When it was started up again just a few minutes ago, everything seems fine. So taking this as a warning sign, I'll have to get it checked out. Hopefully it's nothing major.