well, i've finally broken down and started shopping for a new vehical, i think i found a rather nice 2001 f150 crewcab, $6,000.00 and the insurance isn't too bad ether. gonna try to go through one of my banks to finace it, which will also build my credit. if they won't give me the aproval for the loan, the dealership wants to try going through one of their lenders. considering i'm putting a sixth of the cost (befor dock fees and taxes) down i dont see how i can get denied but i might. will find out tomorow, cross your claws everybody.