The fear of jumping ship can be scary, even if your ship is sinking. You don't want to sink, but you don't want to take the leap of faith needed to survive.
This is me right now. I'm kinda stuck. I want to jump, but I'm too afraid. I want to stay, but I'm afraid of sinking and not being able to get out. I'm just really anxious, and to be completely honest, I'm terrified.

Here's the thing: I was offered an apartment/place to stay with a couple friends of mine, married, and they have a spare room. This means: I give up my employment at campus housing, I get a $500 fee tacked onto my bursar, and I have to completely change my address, along with get a new job, and pay monthly rent and buy my own food, and completely rely on my own ambitions. If I stay though, I fall into debt farther than I can manage, and there is almost no hope of my financial situation getting any better.

I'm just scared. Everything is happening so fast...