f**K Wal-Mart and f**k you too Target!
12 years ago
General
We went to town the other day for a few various errands and I had been using my debit card at each of the stops with no issues. However we stop into Family Video and I go to buy some used DVD's when my card is rejected and it states that it was reported stolen or lost!
I was seriously freaking out and immediately called my bank to find out what the hell was going on and apparently Target had been compromised and anyone having used a credit/debit card there had their cards frozen and a new card to be issued. I was pissed having not much cash on me but it was understandable and could have been worse if my account had been drained so we shuffled off to my nearest bank location to get the cash we needed to finish shopping since I didn't have my check book on me.
Today how ever I was at Wal-Mart and had purchased a small amount of items and when I handed her the check it came back declined...I immediately panicked!! I called the number on the receipt to find out why it had been declined and it stated it wasn't due to non sufficient funds but rather a lack of history with my checks at Wal-Mart............*facepaws really REALLY hard* ok dumbasses how do I gain a history of my checks with your stupid ass company if you don't accept my FUCKING CHECK!!!!!!!
I don't even.......
I was seriously freaking out and immediately called my bank to find out what the hell was going on and apparently Target had been compromised and anyone having used a credit/debit card there had their cards frozen and a new card to be issued. I was pissed having not much cash on me but it was understandable and could have been worse if my account had been drained so we shuffled off to my nearest bank location to get the cash we needed to finish shopping since I didn't have my check book on me.
Today how ever I was at Wal-Mart and had purchased a small amount of items and when I handed her the check it came back declined...I immediately panicked!! I called the number on the receipt to find out why it had been declined and it stated it wasn't due to non sufficient funds but rather a lack of history with my checks at Wal-Mart............*facepaws really REALLY hard* ok dumbasses how do I gain a history of my checks with your stupid ass company if you don't accept my FUCKING CHECK!!!!!!!
I don't even.......
FA+




That's the idea. Fraud is so prevalent with checks (bounced checks, unnecessary cancellations/chargebacks, etc.) that many stores won't accept them at all anymore. Often an exception is made for long-time customers who like to pay by check and haven't screwed the company in doing so. We do the same thing where I work (I can only take checks from customers who have paid by check before), and it's a small business.
There are enough things wrong with Wal Mart to fill an encyclopedia, but don't blame them for this. Blame the shirtless white-trash asshats who see their checkbook as a magical money machine, or the banks who enable people like this to rip off retailers across the country.
Depending on your bank depends on what action they can take and how quickly they can, but in most cases, the cards becomes frozen and they have to issue you a new one, and may or may not be able to replace stolen funds, if any.