Noted you...hopefully this helps

Nelnet is the group that handles my government loans unless you applied for a government loan then you need to check and see if your identity has been stolen, I was 22 when I got my info stolen from the bank...reason why i use a credit union now. I get calls all the time on crap like this..if they do not send you paper work it is a scam and if they do look over it and you might have to contact a attorney. If you have proof you did not take classes at that time then you have a case on them.

Ive been getting emails from them for a few months.
They all end up in my junk mail and state i owe $0
Then today i got one in my actual inbox stating i owe them $100
But still i have never signed anything
So idk what i going on
Idk what to do
But im making a few phone calls tomorrow

Email...then it is a scammer using them..they would not email you they will send a actually mail letter. Snail Mail..this way if they would have to send you into collections there would be a mailing record from the mail which is part of the Federal Government. I have a MBA and business law 545 talked about this stuff. It sound to me like a scam..I get one ever so often saying i ow 2000 dollars in a credit card, i get them what was the alst thing I bought no answer ok...now let me tell you when was this credit card. they say 2002...well that falls under a Zombie loan...Actual legal term so your out of luck bye hehe.

Hopefully it is just a scam and i dont owe anyone anything.
Cuz i have no memory of it at all
I remember filling out finacial aid
But not a loan