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Medical Bills and you~ What I've learned!
9 years ago
In a nutshell: If you go to the emergency room you are willingly putting yourself over a barrel and letting the hospital have their way with you~
Try and negotiate!:Because I didn't and now it is far to late to try and pay a lower amount.
Don't go to the emergency room. Or hospital. Unless it is a life or death situation. But even after said situation your life might be turned upside down due to medical bills.
I'm going to end up paying about 800 dollars for a referral. Because that is what a level 1 emergency visit average cost tends to be where I live.
So if anyone reads this, if you live in the USA, for the love of all that is holy avoid the hospital unless you want to pay out the wazoo.
Try and negotiate!:Because I didn't and now it is far to late to try and pay a lower amount.
Don't go to the emergency room. Or hospital. Unless it is a life or death situation. But even after said situation your life might be turned upside down due to medical bills.
I'm going to end up paying about 800 dollars for a referral. Because that is what a level 1 emergency visit average cost tends to be where I live.
So if anyone reads this, if you live in the USA, for the love of all that is holy avoid the hospital unless you want to pay out the wazoo.
Luckily, I have health insurance and they took care of 2/3 of the costs. But still, I had to pay out the ass for what was essentially a referral as well (though I did get some pain medication as well as a boot for my foot and crutches) but was ultimately referred to another doctor for my issue.
I didn't set up a payment plan with these people because it was too much of a hassle to do so when I actually did. Instead, I only paid off little by little as they sent the bills in through the mail. I've found that even if you don't set up a payment plan, just simply sending them a little money every now and then keeps them satisfied.
I really don't actually encourage this but one bit of advice is that medical bills DON'T count towards your overall credit history. You can put off paying your bills for quite a long while (even after they send a collection agency after you) if money really is extremely tight and you can't pay anything for a while.
But again, I don't actually recommend doing it. I just found out about it through customer at work.