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Not too sure what to do..
8 years ago
General
So I may or may not be beginning to panic a whole bunch given I have less than a week here at my current place. Good news is that upgrading my paypal to a business account fixed my issue with the monthly release I spoke of in my previous journal. So I can get the funds I need with no issues now..
Bad news is that I keep running into places that won't allow me to rent due to the fact that when my credit was ran recently, I found out I owe funds to the apartment complex i rented out in Texas last year. Trying to remain positive about this.... I decided to call them to see if there was a way I could just get this taken care of so it'll no longer be an obstacle..?? However it's way worse than I had imagined.
What I owed them (lease termination fees + remainder of July's rent) had been turned over to collections, and after 6 or so months of that occurring interest, I owe them $6000.... I'm like still in denial about it, because I was hoping it'd be like under $1200?? You know, something manageable that I could set up payments on. They said they sent out mail about this, but I never got anything in the mail about owing them anything. I can definitely understand the termination fees, but I gave the office a heads up that I'd be leaving in July, which I did. I was only there for a week.. so it'd make sense to charge for the days I stayed..?? But they charged the entire month + late fees. Idk, There was a lot of miscommunication involved. Especially since my original intent was to stay and just renew my lease, only for things to come up personally that forced me to make the decision to leave altogether..
My only options for paying off this debt is to pay it off in 12 months, which would be monthly payments of $500. Or, they offered the option of lowering the amount to $5000 if I can pay at least 3% of it today, and pay off the rest next month. Either way that's still a lot of money I don't have right away, and in order for me to rent anywhere, this needs to be paid off.
Like.. I don't know what to do at this point. I don't have anyone I can stay with, given the majority of people I can consider friends live with their parents, or those I could stay with live miles away. I don't have any relatives I could stay with. Dad doesn't want me back at the house, the only thing I have is the little support of my mom who'll help with bills sometimes if I'm in a crunch..
I just got hired at a new job that's going to pay well, but if I can't find a place to stay... I won't be able to keep it. I really need it because of those health benefits due to my lack of health insurance.
I've been contemplating a youcaring or gofundme, but I can't help but feel overwhelmed with doubt that I wouldn't really get anything from it.
So I really don't know what to do at this point... I feel like all I can do is accept that I'm just gonna end up homeless, like even if I did get the amount I needed for move-in fees to a new place. Doesn't matter at all since I owe funds to a previous place..
Bad news is that I keep running into places that won't allow me to rent due to the fact that when my credit was ran recently, I found out I owe funds to the apartment complex i rented out in Texas last year. Trying to remain positive about this.... I decided to call them to see if there was a way I could just get this taken care of so it'll no longer be an obstacle..?? However it's way worse than I had imagined.
What I owed them (lease termination fees + remainder of July's rent) had been turned over to collections, and after 6 or so months of that occurring interest, I owe them $6000.... I'm like still in denial about it, because I was hoping it'd be like under $1200?? You know, something manageable that I could set up payments on. They said they sent out mail about this, but I never got anything in the mail about owing them anything. I can definitely understand the termination fees, but I gave the office a heads up that I'd be leaving in July, which I did. I was only there for a week.. so it'd make sense to charge for the days I stayed..?? But they charged the entire month + late fees. Idk, There was a lot of miscommunication involved. Especially since my original intent was to stay and just renew my lease, only for things to come up personally that forced me to make the decision to leave altogether..
My only options for paying off this debt is to pay it off in 12 months, which would be monthly payments of $500. Or, they offered the option of lowering the amount to $5000 if I can pay at least 3% of it today, and pay off the rest next month. Either way that's still a lot of money I don't have right away, and in order for me to rent anywhere, this needs to be paid off.
Like.. I don't know what to do at this point. I don't have anyone I can stay with, given the majority of people I can consider friends live with their parents, or those I could stay with live miles away. I don't have any relatives I could stay with. Dad doesn't want me back at the house, the only thing I have is the little support of my mom who'll help with bills sometimes if I'm in a crunch..
I just got hired at a new job that's going to pay well, but if I can't find a place to stay... I won't be able to keep it. I really need it because of those health benefits due to my lack of health insurance.
I've been contemplating a youcaring or gofundme, but I can't help but feel overwhelmed with doubt that I wouldn't really get anything from it.
So I really don't know what to do at this point... I feel like all I can do is accept that I'm just gonna end up homeless, like even if I did get the amount I needed for move-in fees to a new place. Doesn't matter at all since I owe funds to a previous place..
And a gofundme/youcaring may help! You're a very nice person and incredibly talented artist and I'm sure people would love to donate and try and help you any way they can.
I hate you're going through this. I hope something works out for you! :(
I may try setting up a crowdfund regardless, I just keep second guessing it like I do with pretty much everything about myself.
If you set up a fundraiser of any sort I can boost it! I don't have a crazy amount of followers or anything but any spreading can help!
I hope things start looking up for you! :(
sometimes they are a little run down and in sketchy parts of town, but i lived in one when i walked out of the house at 17, and paid 135 a month which included water, and it was a quiet little place.
the WORST thing i had to deal with was the lack of a washer and dryer, and the occassional roach friend, but it was a nice place over all.
no bad crime, no noisy neighbores, and the landlords were on top of everything.
youll have to fight for it, and you might need to go out and check around at a lot of places, but once you find someone that will work with you, it takes so much stress off your shoulders.
like i said, i left home when i was 17, and they understood that i was a wee babe and had NO idea what i was doing, and help me out so much.
http://www.lowincomehousing.us/FL/tampa.html
I can't offer a whole lot of advice, but I can offer a bit.
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I suggest you do make a youcaring/gofundme, and make an "iron artist" type thing- that might help?? Usually those pull in a lot of money.
Your close friends, friends, and watchers can probably share your situation around, along w/ the link to your youcaring/gofundme and iron artist if you choose to do one.
Don't give up hope, the best thing you can try to do right now is thinking positively. I've been in this situation, even ended up homeless but I picked myself back up, and I know you can pick your spirits up too.
If in time you can't afford to stay anywhere, I suggest you possibly get a van - they help with not having to pay rent, and they can be warm and comfy if you provide insulation and bedding. and you know what's cool? cooking ramen in a pot. If you need like...anything else?? Please let me know.
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What I can do, I can offer to do commissions to help raise money for you if you'd like?? I'd be willing to do that.
Of course I can't offer a shitload, but I can try to offer to help at the least.
If you make a money raising account somewhere or an iron artist, I'd like to know please so I can spread it.
If you need any more suggestions, help, or want to talk, please let me know.
I'm...also not too sure how I could get a van in such a short amount of time jhgdf I think my best bet for the time being is finding a cheap motel or something I can set up my computer in so I can have a means to extra funds with adopts and stuff. Plus I also have my car too.
If you want to offer help, I definitely would be willing to accept ; ~; That's very kind of you to offer at a time like this, I would definitely appreciate every penny. Thank you so much for offering advice.
As for the place, maybe try looking on craigslist? I know it's a little sketchy but you might be surprised at some of the things you'd find on there. Not sure about your general area but in ours there are a bunch of places that don't do credit check, allows pets and the lot.
Here, we have a thing called the Georgia Trader where people put things they are selling/renting in the book and it's released for a very cheap price every Thursday. Maybe go into a small store like a gas station or something, see if they have something like that there. That could be a huge help too.
I'm sorry to hear about this though. After being homeless twice due to idiot roommates in the past with furbabies, I can tell you it's no fun. I do hope everything works out. ~ <3
- Nikki
But I've been checking craigslist daily hoping something will pop up soon, because that's how I've found everything I've ever had so far..
I'll check that out though, see if there's anything like that around here. And thank you, I'm super...turned off from having any roommates anymore since my issues keep popping up because of roommate trouble. I'm kind of done and I'm hoping I can just get a place to myself from here on out.
Yeah, we decided against having roommates because 1. bailed on rent and spent all the money on a deadbeat boyfriend, 2. too controlling even though half of everything was ours. 3. broke a lot of our things when they moved out (while we were at work) and 4. too many broken promises. So we understand the no roommate thing all too well.
It might hurt but maybe try looking a little ways away from work? I know it'll hurt at first but it might be what you need.
If needed, I can try and help you look for something if you're needing the help. I have some free time to spare on a daily basis.
- Nikki
Are you sure that there is absolutly no one IRL who's couch you could sleep on for a short period of time if worse come to worse? No IRL friends or extended family? Explain how dire your situation is.
I'm absolutely not too sure who I can reach out to at this time, merely because the few times I did in the past, no one could help me. My friends that live on their own have like 4-6 people living in their apartments so there's no room for me. Other friends I have that I could ask don't live nearby, or live out of state. That goes for all of my relatives as well that could help, they also live miles away. I have like 0 relatives in Florida pff..
I hope you get this sorted out regardless, and I also second the gofundme idea.
Given the options at this point and the issues you're running into with the pending debt, you -may- not have a choice but to either A) have at least one or two room mates or B) board your cats somewhere else just for the time being like Lello suggested. I couldn't bear to part with my cat either so I'm not going to preach to you that you have to re home them. But something does have to give.
Good luck with the fund raiser and I hope that things don't get worse and that everything pans out in the end. Seriously, I wish you the very best of luck and I'll be keeping you in my thoughts.
I'm running into the problem where rooms up for rent won't allow pets, and I have two cats I'm not parting with lmao. Plus I'd prefer to live on my own, after all the roommate drama I've been through lately I have zero tolerance for living with people I don't know or hardly know at all. I know that's making my situation difficult, but I just need my own space.. no matter how tiny. Just as long as it doesn't involve having to live with other people.
Things will always turn out alright. It might not seem like it now, but time and time again you've pulled out of bad situations. You'll get out of this one too.
Second, setting up a gofundme, youcaring, Ko-fi/Buy me a coffee, or other donation service can only help. There is no harm that could come out of it, and I believe there are a great many people on here and other websites online who would be very happy to help you in any way they can. Never be afraid to reach out for help. The worst they can say is no, and the best they can say is yes.
Lastly, I agree with the previous comments about looking for places outside of your typical apartments. Reach out to people online and see if anyone knows of places in your area that could help you. Some of those people may even be able to help you locally and directly.
Hang in there, Vani. You're a wonderful person and all of us followers are here for you and willing to help you.
I'm working on setting up the fundraisers, so I hope they can help out a bit.
I'm having a hard time finding alternate sources to reach out to, but I have one other place I can try tomorrow when they're open.. hopefully they can help.
I'm glad to hear this, thank you ;;;
Maybe you can find a person who is looking for a roommate? Not even a friend, really. Just someone out there in a situation where they need some help affording their place. Basically just renting a room, like a few other commenters have said.
Another option is subletting from someone else.
I really hope that this gets sorted for you. Best of luck. ♥
I'm hoping I can just find a decent sublease situation... it's what I'm keeping my eyes on craigslist for while I still have time..
I really hope you can! You might try Zillow as well, or even your local classifieds might have something close within your community.
Try low income housing and etc as well since they just want variable income that or a cheap motel and explain the situation and see if you can bargin with them.
I'm in florida as well so I recommend checking the ucf area the most cause they tend to be pretty open about having people stay.
Basically, once they send you the documentation on the debt owed, read it carefully and go back to them with an offer something like "Let's set up a payment plan for $X/mo for Y months for a total of $Z to settle this debt" where $Z is somewhere in the ballpark of the original owed amount. Don't let them bully you into a higher amount by making you feel guilty about skipping out on your debts etc.
I'm not sure if you live near any, or if they are the ones that provide housing, but I know the prices can be good if you are in a pinch, and they can usually work with you depending on your income, if they know your situation.
Again, not sure if this type of Y is an option for you where you are from, but I've known a lot of people who stayed at the ones in my city anywhere from 2 week to 2 years. I hope things work out for you!
If you lose employment you can go to your nearest department of public social services and apply for General Relief (at least that's the name of the program here in CA, dunno about the rest of the states). If you can't afford to eat, ask the people there if they know of any nearby food banks, and also see if you're eligible for SNAP benefits (food stamp). Outside DPSS offices there are often people giving away free phones for low income/Medicaid/SNAP recipients. If you do end up homeless, look for transitional housing. DPSS might also be able to set you up with some emergency hotel vouchers and bus tokens.
It's not much, but it's good to know these things are available should you fall into the worst circumstances.
Good luck *hug*
You and I met a few years back at Ringling so I would have been happy to let you stay with me but now I'm afraid it's too much of a distance. :C But if you were ever magically in the area, let me know if you need a place to stay.
Ugh. I know it's hard, but asking your fans for some help isn't always a bad thing. I had to do it when I was imminently homeless back in February due to someone screwing me over and they really saved my butt. ;-;b