Please help me.
8 years ago
<=--=--=.o Derp o.=--=--=> So...
I guess I need to come clean here, in a way
So... If you don't remember, I had a nervous breakdown and quit my job last year... I got a new job, but that was after three weeks of not working. We were recovering from that financially, slowly, but then our friend moved out (She was helping pay the rent). And then we had to recover from that. Then I mad the decision to try and do uber full time. Wasn't a good idea. If only because I kept not ubering enough. But I learned to deal with that. But then LSU let out for the summer and business took a dive.
Then I went on a family vacation. Probably shouldn't have gone but it was my only chance to see them (they live in the UK). So I decided to go back to my job delivering pizzas (not the job that gave me a nervous breakdown, the one after that). But guess what? Business there was also in the shitter, so tips and hours were next to nothing...
kittybird tries to get commissions, and tries to do babysitting work for a friend of ours, but... again, for whatever reasons, business with commissions has been slow, and she keeps having shifts taken from her as a babysitter and its just... one thing after another. I figured business would be about to pick up with delivering pizza and doing uber and maybe if I just knuckled down for a month I could start catching up...
Then I got a flat tire
Then my car wouldn't start cuz the battery died
...
Basically, we have... SCRAPED by for the last... I dunno, six months? But I am literally a month behind on EVERYthing. Phone bill, car note, power bill, car insurance, even my rent. My rent for September is due in two weeks and I havent even paid (or indeed, made the money for) AUGUST's rent. I'm moving to a different job where I can more than likely make more money (or barring that, just be happier, hopefully), but everything is just piling on and it feels like any minute everything is going to fall apart and I'm holding on by a thread...
My credit is not good, otherwise I would just get a loan and use it to catch up on everything and pay it off for the next couple of years...
*sighs*
I dunno what to do. I try to work on commissions but I just get paralyzed with stress. All the time. I feel like everytime someone is kind to me I squander it somehow... I don't feel worthy of asking for help, but... I don't have any other choice at this point.
I guess I need to come clean here, in a way
So... If you don't remember, I had a nervous breakdown and quit my job last year... I got a new job, but that was after three weeks of not working. We were recovering from that financially, slowly, but then our friend moved out (She was helping pay the rent). And then we had to recover from that. Then I mad the decision to try and do uber full time. Wasn't a good idea. If only because I kept not ubering enough. But I learned to deal with that. But then LSU let out for the summer and business took a dive.
Then I went on a family vacation. Probably shouldn't have gone but it was my only chance to see them (they live in the UK). So I decided to go back to my job delivering pizzas (not the job that gave me a nervous breakdown, the one after that). But guess what? Business there was also in the shitter, so tips and hours were next to nothing...
kittybird tries to get commissions, and tries to do babysitting work for a friend of ours, but... again, for whatever reasons, business with commissions has been slow, and she keeps having shifts taken from her as a babysitter and its just... one thing after another. I figured business would be about to pick up with delivering pizza and doing uber and maybe if I just knuckled down for a month I could start catching up...
Then I got a flat tire
Then my car wouldn't start cuz the battery died
...
Basically, we have... SCRAPED by for the last... I dunno, six months? But I am literally a month behind on EVERYthing. Phone bill, car note, power bill, car insurance, even my rent. My rent for September is due in two weeks and I havent even paid (or indeed, made the money for) AUGUST's rent. I'm moving to a different job where I can more than likely make more money (or barring that, just be happier, hopefully), but everything is just piling on and it feels like any minute everything is going to fall apart and I'm holding on by a thread...
My credit is not good, otherwise I would just get a loan and use it to catch up on everything and pay it off for the next couple of years...
*sighs*
I dunno what to do. I try to work on commissions but I just get paralyzed with stress. All the time. I feel like everytime someone is kind to me I squander it somehow... I don't feel worthy of asking for help, but... I don't have any other choice at this point.
FA+

Right now you're the perfect prey for predatory loans. Any debt you accrue from a loan will go away a lot slower than debt from anywhere else.