Thanks to both Bank of America and my cell phone bill going in early, we are now at risk for loosing the house. Money has been tight, really really tight. T-mobile was suppose to take the $45 out of my account on the 15th, after the next pay day. Well, they took it out early. And because of how Bank of America does it's overdrafts, I'm going to loose more than my next paycheck. I don't know what to do, I'm stressing and feeling depressed. We're going to loose the house because of how idiotic Bank of America is with their overdrafts. I don't know what to do. I feel like my life has gone to hell. T^T I don't know what to do!