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How I Got Rid of PayPal
5 years ago
General
Ever since I've been in this business, I've been bothered by the way PayPal works. As a middle man, it works to get money from one person to the other. The only thing required is that bother people have a PayPal account and that someone pays their fee. This means the fee is paid for by the sender (transfer for a friend) or paid for by the artist (set as pay for goods). They can also handle refunds automatically, acting as the judge in between a seller's dispute despite the fact that the only part of the sale they had anything to do with was the transaction. PayPal also very neatly keeps all your financial information on file with their database... which if anything ever happens, (or gets confused by their server... three times... in two weeks...) their really terrible customer service is ready to just barely take care of your issue. Also, by the way, they hold onto your money in a digital wallet that you have to pay a fee to get transferred to your account, OR wait for almost a week to get it.
Ugh. PayPal also tries to dictate what we're not allowed to sell.
As an artist, I've gone to conventions, and as a tabletop game designer I've gone to shows. Because of this, I have an EIN, and needed a good PoS in order to take money at the counter. PayPal has a money taker, but it sort of follows their theme in that it's barely adequate. So I rolled around a little, searching for the right thing to take money with. Then I found Square. By having an account and an EIN, I can very easily run their free PoS, send invoices to anyone with a card, accept any form of payment at conventions and shows, and get paid directly to my bank account within the next business day without any additional hassle or fee. The last part's my favorite. Also, the fee is no more than the CC companies charge businesses to accept their card. This leads me to believe they really aren't making but a fractional amount with each transaction, if anything.
So I don't use PayPal.
I use Square. Square doesn't care what I sell.
If I ever charge you for a commission, you'll receive an invoice in your email to pay, and can pay with any credit card or GPay account.
Ugh. PayPal also tries to dictate what we're not allowed to sell.
As an artist, I've gone to conventions, and as a tabletop game designer I've gone to shows. Because of this, I have an EIN, and needed a good PoS in order to take money at the counter. PayPal has a money taker, but it sort of follows their theme in that it's barely adequate. So I rolled around a little, searching for the right thing to take money with. Then I found Square. By having an account and an EIN, I can very easily run their free PoS, send invoices to anyone with a card, accept any form of payment at conventions and shows, and get paid directly to my bank account within the next business day without any additional hassle or fee. The last part's my favorite. Also, the fee is no more than the CC companies charge businesses to accept their card. This leads me to believe they really aren't making but a fractional amount with each transaction, if anything.
So I don't use PayPal.
I use Square. Square doesn't care what I sell.
If I ever charge you for a commission, you'll receive an invoice in your email to pay, and can pay with any credit card or GPay account.
hmm, checking
no, it does not, even with all the issues with paypal, its mostly global, google play and square arent.
I did a google and found these countries "US, Canada, Japan, Australia, and the United Kingdom"
Not europe, are we too concerned about security?
Although my most recent said it didn't used to, so maybe it's a recent change.
And you just have to carry that cash or be one of the few with a credit card but you can only be approved for a credit card if you can prove you have a high paying stable job.
not all places accept cards either so even then you might need some cash on you.