Getting the right fade out look for bits underwater is tricky, I may actually be hitting the limits of the software I'm using... Or I'm just not doing it right, which is probably more likely - I tend to always want new toys to play with when I should be concentrating on practicing with what I use. :3

Could have submerged the legs a bit more, and the arms just don't look right - I think maybe just fade out the lower forearm and shoulders into the water might look better next time. As always, having fun is my primary requirement over getting something looking just right. :D