The Makir empire has one of the best healthcare systems in the universe despite not using any form of currency whatsoever. Tell me again how your country can't afford it ?
Umbras are quick evolvers. That plus their skin almost being a whole sentient being on its own, you bet there's room for medicine experimentation. Hanya is an elitist though and the Umbra Flu is child's play to her. Come back with something more serious and maybe she'll get to be more intimate with you.

Commission for  r-process