Looks good! See your notes for the references. Her fur color's a medium brown.

Just straight med brown? No lighter areas? And how about her eyes? Is the hair the same brown or a bit darker/lighter? Any specific flower? Type of shell necklace, ref to a real necklace photo would be fantastic :). Flower color. Button up blouse/color... could leave her nude (with or without nips) if you want. I looooove details lol. Makes me get the character right so you don't have to tell the next person that draws them that this or that is slightly wrong. heh. ^_^

Medium brown, a lighter brown at her throat and running down her chest. Hair very dark brown, eye color matches her hair.
Tropical orchid for flower: http://www.galenfrysinger.com/germa.....nd_orchids.htm (the first one at the top of the page)
Shell necklace: http://www.aeropostale.com/product/.....uctId=10896135
Blouse: http://www.overstock.com/Clothing-S.....tml?cid=123620 (color is white; it's a tropical climate, so figure a light cotton blouse).