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Days Numbered
3 years ago
So it has come to this. My grandmother's worst fears are about to come to fruit.
Loosing the house she loved for the last 25 years, and winding up in a nursing home, with no way to see her son who is currently in a permanent mental care facility.
And as for me? I'll be looking for another couch to sleep on.
How did this happen? Well, from what I gather, just before my great grandfather's passing back in '98, he left the house to both my grandmother, and another relative. After his death, the two battled for rights to the property. My grandmother, having an emotional attachment to the land since her family owned it, wound up paying a very large sum of cash for the deed. However, what no one realized was that other relative had the property entrusted to an estate, rather than to my grandmother, who was unaware of what had happened. She had the house, and that's all she wanted. Both her, and her fiancé moved in.
It wasn't until after my grandmother's fiancé's passing that she began to fall short on a few mortgage payments here and there. Couple that with her line of credit sinking, as she wasn't really good with finances, buying every little nice thing her eyes laid on, and thus maxing out her credit cards. And let's not forget about my father's abusive drinking habits, which she also enabled with the same line of credit.
Over the next several years, my grandmother's financial situation worsened. I then moved into the house back in mid 2017, and tried to help her out as best I could, not realizing there was disaster lurking in the future.
Then the world fell into a pandemic state, and everything was placed in Standby, to the point even the courts had to suspend any cases that were taking place.
Now, the courts are back up, and running. Remember that estate trust I mentioned earlier? Well, turns out the other relative had been paying into it for some time... then stopped. Long before I moved in. Now, the courts have caught up to the situation, and it is about to be revealed that not only does my grandmother not own the house, but the property back tax is far beyond what any of us are able to pay. How do I know all this? Today, the sheriff himself hand-delivered a letter to my grandmother. I looked over the paperwork myself, and made a few phone calls. After which, I told my grandmother to call her lawyer, and make a weekend visit to go over the documents.
In short, it means the bank is going to reposes the house, my grandmother is going to be placed into a nursing home, and I'm going to be thrown out onto the street.
I'm trying my best to keep a clear head on my shoulders, as I am currently looking into other options of residency. Not sure where things are going to go from here, but only time will tell.
That's about it for now.
Take care all.
Loosing the house she loved for the last 25 years, and winding up in a nursing home, with no way to see her son who is currently in a permanent mental care facility.
And as for me? I'll be looking for another couch to sleep on.
How did this happen? Well, from what I gather, just before my great grandfather's passing back in '98, he left the house to both my grandmother, and another relative. After his death, the two battled for rights to the property. My grandmother, having an emotional attachment to the land since her family owned it, wound up paying a very large sum of cash for the deed. However, what no one realized was that other relative had the property entrusted to an estate, rather than to my grandmother, who was unaware of what had happened. She had the house, and that's all she wanted. Both her, and her fiancé moved in.
It wasn't until after my grandmother's fiancé's passing that she began to fall short on a few mortgage payments here and there. Couple that with her line of credit sinking, as she wasn't really good with finances, buying every little nice thing her eyes laid on, and thus maxing out her credit cards. And let's not forget about my father's abusive drinking habits, which she also enabled with the same line of credit.
Over the next several years, my grandmother's financial situation worsened. I then moved into the house back in mid 2017, and tried to help her out as best I could, not realizing there was disaster lurking in the future.
Then the world fell into a pandemic state, and everything was placed in Standby, to the point even the courts had to suspend any cases that were taking place.
Now, the courts are back up, and running. Remember that estate trust I mentioned earlier? Well, turns out the other relative had been paying into it for some time... then stopped. Long before I moved in. Now, the courts have caught up to the situation, and it is about to be revealed that not only does my grandmother not own the house, but the property back tax is far beyond what any of us are able to pay. How do I know all this? Today, the sheriff himself hand-delivered a letter to my grandmother. I looked over the paperwork myself, and made a few phone calls. After which, I told my grandmother to call her lawyer, and make a weekend visit to go over the documents.
In short, it means the bank is going to reposes the house, my grandmother is going to be placed into a nursing home, and I'm going to be thrown out onto the street.
I'm trying my best to keep a clear head on my shoulders, as I am currently looking into other options of residency. Not sure where things are going to go from here, but only time will tell.
That's about it for now.
Take care all.
