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Curently in a Financial Crisis, need help... again.
3 years ago
Hey guys:
GDAD here. First of, I want to apologize for the lack of content for both here and my Patreon for the past few months. Just been through a lot. But things will get worse from here on out with my current situation.
I end up spending so much last month and it was more than I should have, leaving me with low funds at this time. It was due to balances I still owe, helping my parents in certain purchases, and so forth. Its like going through the scammer ordeal all over again but it was caused by my own negligence with my income. At this time, I am trying to think on what actions I could take to solve it but my options are limited because of digging my own grave from past balances. The situation is so bad that I have to cancel a few service subscriptions and Patreon pledges.
Because of that, I have no choice but call upon you guys once more. I am grateful for everyone who helped me last time, but I feel so guilty to ask for help again when its something I brought upon myself. Carmessi was the biggest out of everybody from last time all because he gave all his commission sales to me and its the reason why I want to avoid having him to help if it comes to giving up his hard earned commission money.
I will like to ask for anyone who like to donate for my current case, any small amount should suffice. My current minimum goal is $1,000 but the maximum will be $2,000, even the remaining $800 that I haven't recovered form the previous scam would be saitsfying enough. I will cease taking donations once I receive the maximum total amount. I need $1K to hold up for this month but $2,000 would help even further to cover this month and the next. Reason I need to survive until November is because I get extra funds through my workplace which includes the next Dividends portion and my Holdiay bonus. If I could survive the coming months and finish off paying the credit card statements for this month and October, I will have to follow a very strict budget in order to slowly come back from this. As usual, my friend Danteshadow01 was the first to know about my status and he already donated towards the cause so its almost 1/5 covered for the minimum goal thanks to his generosity.
That's all there is to it. Anyone who donate will have my undying gratitude and will be welcome to my circle for any discussions. If you like to be compensated, then please contact me and see what we could come up for an agreement. Here is my Paypal account:
greatdragonad[at]hotmail.com
Again, I apologize for asking for help once more but once this is is settled I will never ask again. Any financial problems that come my way due to my mistakes, I will settle them from now on. I wish you all good day. Take care.
GDAD here. First of, I want to apologize for the lack of content for both here and my Patreon for the past few months. Just been through a lot. But things will get worse from here on out with my current situation.
I end up spending so much last month and it was more than I should have, leaving me with low funds at this time. It was due to balances I still owe, helping my parents in certain purchases, and so forth. Its like going through the scammer ordeal all over again but it was caused by my own negligence with my income. At this time, I am trying to think on what actions I could take to solve it but my options are limited because of digging my own grave from past balances. The situation is so bad that I have to cancel a few service subscriptions and Patreon pledges.
Because of that, I have no choice but call upon you guys once more. I am grateful for everyone who helped me last time, but I feel so guilty to ask for help again when its something I brought upon myself. Carmessi was the biggest out of everybody from last time all because he gave all his commission sales to me and its the reason why I want to avoid having him to help if it comes to giving up his hard earned commission money.
I will like to ask for anyone who like to donate for my current case, any small amount should suffice. My current minimum goal is $1,000 but the maximum will be $2,000, even the remaining $800 that I haven't recovered form the previous scam would be saitsfying enough. I will cease taking donations once I receive the maximum total amount. I need $1K to hold up for this month but $2,000 would help even further to cover this month and the next. Reason I need to survive until November is because I get extra funds through my workplace which includes the next Dividends portion and my Holdiay bonus. If I could survive the coming months and finish off paying the credit card statements for this month and October, I will have to follow a very strict budget in order to slowly come back from this. As usual, my friend Danteshadow01 was the first to know about my status and he already donated towards the cause so its almost 1/5 covered for the minimum goal thanks to his generosity.
That's all there is to it. Anyone who donate will have my undying gratitude and will be welcome to my circle for any discussions. If you like to be compensated, then please contact me and see what we could come up for an agreement. Here is my Paypal account:
greatdragonad[at]hotmail.com
Again, I apologize for asking for help once more but once this is is settled I will never ask again. Any financial problems that come my way due to my mistakes, I will settle them from now on. I wish you all good day. Take care.
It's basically a notebook where on a pages header you note down your income for the month, then underneath make a line, add up all fixed cost for the month and then subtract those from the income.
That amount of money that is left is what you subtract every expense from.
By doing that manually you literally see your current state after each expense, and you can quickly check your current state by ( like, every day, or after every week ) making a preliminary current state to work with.
That way, after a month or two, you see which nonessential expenses you can afford - or can't.
I for example found out in retrospect that during my time as a student I never visited a restaurant - and never picked up the habit again afterwards - whilst many of my co-students were petrified when visiting a restaurant got "suddenly expensive" after 2008.
I think that such a tool helps finding out what one really values enough to give up other things for it.