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I need serious help with solving a paypal issue
3 years ago
General
I feel pretty pathetic writing this. I'm a very not-tech savvy person, and much the same when it comes to financial stuff.
I felt recently like I might want to start getting onto the horse and doing commissions and stuff like that - so I made a paypal account for furaffinity. Someone tipped me two shinies ( 10 USD ) and I was happy - but got some email from paypal soon after saying something about how I needed to make a ton of money, like two hundred USD before they'd let me withdraw it. Really stupid, but it didn't really matter to me, it was only ten bucks, and a tip.
Fast forward to when I actually start looking into things today - and I find that paypal has refunded the money. I assume that it was just because I didn't make enough money for them fast enough - but I look at the account to find that it is permanently limited. I look at everything I can and I seem to come to the horrible realization that paypal has decided I cannot delete this account, and that it is holding my personal information hostage.
This is super, super horrific to me - this has my phone number, bank information, and IRL name on it. I don't know what to do. Pay Pal's cryptic info seems to indicate that I didn't pay for some sort of business account, it recognized tipping on FA as a business transaction, and it seems to think that I am pulling a fast one and trying to avoid taxes or something. I seriously had no idea how to do this, and now I feel unbelievably stupid.
The obvious answer to this is getting a whole new bank card, but I can't - because I got a new one somewhat recently. Besides pissing my folks off, I feel like there would really be a way to resolve this with my family without having to reveal all the stupid furry stuff, which I'm absolutely not going to do.
So am I just screwed? I have no idea what to do. I feel like the account being locked isn't going to lead to them like charing money on my bank account or something, but are they just straight up selling all my personal data? I don't know. I should have had some basic sense. I know any one reading this probably thinks I'm absolutely stupid - but I just need some kind of advice.
I feel like all I can do is just hope that in the next few years Pay Pal doesn't do anything, and my card information goes out of date - and then eventually in the future, my phone number as well. I'm sure however, that in the stupid interconnected digital world, I won't be able to escape it.
I don't know. Do I have reason to be seriously freaking out? What should I do? This feels like a seriously insane reaction to someone sending me ten bucks. I feel really hopelessly lost.
I felt recently like I might want to start getting onto the horse and doing commissions and stuff like that - so I made a paypal account for furaffinity. Someone tipped me two shinies ( 10 USD ) and I was happy - but got some email from paypal soon after saying something about how I needed to make a ton of money, like two hundred USD before they'd let me withdraw it. Really stupid, but it didn't really matter to me, it was only ten bucks, and a tip.
Fast forward to when I actually start looking into things today - and I find that paypal has refunded the money. I assume that it was just because I didn't make enough money for them fast enough - but I look at the account to find that it is permanently limited. I look at everything I can and I seem to come to the horrible realization that paypal has decided I cannot delete this account, and that it is holding my personal information hostage.
This is super, super horrific to me - this has my phone number, bank information, and IRL name on it. I don't know what to do. Pay Pal's cryptic info seems to indicate that I didn't pay for some sort of business account, it recognized tipping on FA as a business transaction, and it seems to think that I am pulling a fast one and trying to avoid taxes or something. I seriously had no idea how to do this, and now I feel unbelievably stupid.
The obvious answer to this is getting a whole new bank card, but I can't - because I got a new one somewhat recently. Besides pissing my folks off, I feel like there would really be a way to resolve this with my family without having to reveal all the stupid furry stuff, which I'm absolutely not going to do.
So am I just screwed? I have no idea what to do. I feel like the account being locked isn't going to lead to them like charing money on my bank account or something, but are they just straight up selling all my personal data? I don't know. I should have had some basic sense. I know any one reading this probably thinks I'm absolutely stupid - but I just need some kind of advice.
I feel like all I can do is just hope that in the next few years Pay Pal doesn't do anything, and my card information goes out of date - and then eventually in the future, my phone number as well. I'm sure however, that in the stupid interconnected digital world, I won't be able to escape it.
I don't know. Do I have reason to be seriously freaking out? What should I do? This feels like a seriously insane reaction to someone sending me ten bucks. I feel really hopelessly lost.
I still think this is really stupid, that I had to pay for a business account to even be able to receive the slightest bit of money on furaffinity - and if this sort of thing happens, I also am a little bit miffed that the people at furaffinity haven't given out some warning or something that "hey, if you receive shinies through paypal, they might lock your account".
I thankfully had no money in the paypal account, but I'm concerned about any sort of impact from this in the future - like I don't want it following my personal information, my bank account, that I had a paypal account closed and for that to really hurt my ability to do financial stuff in the future.
It just felt so awful, like paypal was treating me like a criminal, when I still don't really understand what I did wrong.