https://ui.dev/rwd/articles/cancel-adobe-without-paying-the-cancellation-fee

From the article:

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It was when the different options were presented to me that I got the idea. One of the options was to downgrade to a Photography only license. This was only $15 a month, so even if they started my annual license all over again I would still only have to pay $180 for the next year instead of a $250 cancellation fee.

Then I realized that part of the offer from Adobe is that you can cancel any subscription within the first 14 days without having to pay the cancellation fee.

So I did just that, and here's the steps

Start the cancellation process for your current license
When offered a discount or to switch to another plan, choose the cheapest new plan (for me it was photography)
Once your membership is updated, start the cancellation process again immediately
The cancellation fee is now $0.

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PLEASE share this around as much as possible, before Adobe "fixes" the loophole.