As it turns out, the Zelle payment I made yesterday was declined, so I got my money back earlier this morning! Damn, what a miracle! I know I'm a lucky man for surviving this whole ordeal, but this lesson teaches me to watch out for the kind of people you contact, because not only should you not send them any money, but you should not send them your trust either, because they'll take advantage of it as well. So this goes out to anyone out there who's about to be scammed over the phone. Look through the scammer, hang up, and tell them no. If they persist and pester you some more, block their number and call the police. That'll get them out of your hair for good. So anyway, be safe out there, and watch your step.