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Good News Everyone!
14 years ago
General
My financial woes shall be a thing of the past!
For the past few years, Wachovia/Wells Fargo associates have been hounding me to pay back my $30,000 loan for schooling. To a school I never got to finish because they would not renew my loan. AFTER NOT FINISHING my schooling, I am forced to live on credit cards for six months while I scrambled for work, and then I made just barely to make rent.
When I finally got to actually negotiate with them, the lowest payment they accepted was $350 per month. On top of my $200 rent, and on a fast food, minimum wage, not ever working full-time paycheck, it was too much to handle, and remains to be so.
But the only reason I agreed to pay them anything when they were being so difficult was because my grandpa cosigned for me, and they said they could take his house since he owns it.
Apparently he doesn't own it, and they can't touch his social security, meaning the only shit they'd get from suing me would be a shit ton more debt for having to hire a lawyer. Can't get blood from a rock, especially when that rock starts cashing checks instead of depositing them ;D
Also, I heard they were nasty to my grandmother, so they get one more chance. One more chance to negotiate with me. It will be all or nothing, take it or leave it. This shit is ridiculous and they should be happy my ass is paying anything with the shit pay I get. I can barely afford to live, nevermind run my car, pay my rent, go to the chiropractor, and all of the various little expenses life tosses at me. I will not be smothered into homelessness and unemployment by some giant bank with more money than I could ever dream of having just because they're missing some pocket change.
ALSO, for any of you who knew... which none of you did because I was bottling my feelings inside and hiding like I usually do, my pepe(my grandfather) is the only person I look up to in my family, and he and his wife are my closest relatives(not distance or blood-relation-wise, but as in close to my heart) and recently I had heard some bad news about my pepe. I was very worried that he was in the last stretch of his life, but when I talked to him today, he sounded great! I was so happy ;n; Even after my 12 hours of work today.
All in all, a good day, and now for a good sleep to end it all with.
For the past few years, Wachovia/Wells Fargo associates have been hounding me to pay back my $30,000 loan for schooling. To a school I never got to finish because they would not renew my loan. AFTER NOT FINISHING my schooling, I am forced to live on credit cards for six months while I scrambled for work, and then I made just barely to make rent.
When I finally got to actually negotiate with them, the lowest payment they accepted was $350 per month. On top of my $200 rent, and on a fast food, minimum wage, not ever working full-time paycheck, it was too much to handle, and remains to be so.
But the only reason I agreed to pay them anything when they were being so difficult was because my grandpa cosigned for me, and they said they could take his house since he owns it.
Apparently he doesn't own it, and they can't touch his social security, meaning the only shit they'd get from suing me would be a shit ton more debt for having to hire a lawyer. Can't get blood from a rock, especially when that rock starts cashing checks instead of depositing them ;D
Also, I heard they were nasty to my grandmother, so they get one more chance. One more chance to negotiate with me. It will be all or nothing, take it or leave it. This shit is ridiculous and they should be happy my ass is paying anything with the shit pay I get. I can barely afford to live, nevermind run my car, pay my rent, go to the chiropractor, and all of the various little expenses life tosses at me. I will not be smothered into homelessness and unemployment by some giant bank with more money than I could ever dream of having just because they're missing some pocket change.
ALSO, for any of you who knew... which none of you did because I was bottling my feelings inside and hiding like I usually do, my pepe(my grandfather) is the only person I look up to in my family, and he and his wife are my closest relatives(not distance or blood-relation-wise, but as in close to my heart) and recently I had heard some bad news about my pepe. I was very worried that he was in the last stretch of his life, but when I talked to him today, he sounded great! I was so happy ;n; Even after my 12 hours of work today.
All in all, a good day, and now for a good sleep to end it all with.
Just do your best and treat them like the huge pile of shit they are.
And those people suck >:C
But its a thing of the past
I suggest that you look for contract piecework illustrations for advertising or packaging via the web. There are more advertising and packaging illustrations being bought nowadays than ever before, for print ads. product packages, and web ads. Moreover, you don't have to live in New York City and work in a cubical anymore. You can work nude from your own home.
I'm sure that there are websites where advertising and packaging customers get together with illustrators, just like there are websites for contract programming.
Go hunting! You do have a marketable skill - and one that can be sold over the web. Walk into any store of any kind, and you will see thousands of illustrations - illustrations on every box, bag, bottle, can, carton, case, etc. Look in your mailbox - catalogs full of illustrations of stuff for sale. Lots of people get paid for creating all of those scores of millions of illustrations. You can be one of them. Yes, its boring - but eating is better than not eating, and escaping parents that don't understand is priceless.
As for the loan, if the bank's being that stubborn about settling for a more 'humane' payment plan they pretty much deserve to get screwed over; Seems to me you did more than your part in trying to meet them half way ...
Besides there's always Canada .. ;D