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But seriously, if I made a big site I wouldn't have it execute commands in the url or even anything incoming, it should only look for specific words and variables limited to and relevant to the current modes only, even then still look for signs that input isn't automated.

But of course some people might say something like " you cant do that they have to accept shitty_named_web_code_junk" and completely miss the point.

Isn't just FA but news about how easily companies have been broken into also, and the fact important data is loosely stored by said companies.

Even with limited web programming knowledge even I can see how stupid that is.
That's like making a password for a private strip club be "boobs", geez.

Honestly though, I don't think even the idea of online banking is wise, that will always be at the mercy of corporations and the makers of the programs that they use.