@. @ maybe you could set up a payment plan, or ask if its allright to settle.. normally they'll work with you. especially if you are unemployed

Ive tried. they just keep telling me that unless i have income they cant make any deals

o-o thats dirty.. i am not sure what else you can do..I mean, have you read thier policy?? there is no way they CANT work with you if you havent any funds

try a credit card.

a credit card is what got me into the mess in the first place. though ive got it handeled now

ahh okay. How did it work out?

finaly got a job and was able to pay it off slowly

Grats! I need a job m'self :(

arw "i how you get one soon!

I see that Kankuro c;eared it up with you, but...

"...have debt collectors nipping at my heels threatening me for money i do not have. i owe in excess of 3000 dollars now, and i haven't a dime to..."

and then I quote you: "try a credit card"


I have to ask - out of my own morbid curiosity - did you actually read his journal fully? Just wondering. 'Cause last I checked by the time debt collectors are bugging you, you're probably no longer even able to get a credit card, let alone anything else that requires a credit score. Again, just asking.

Lol. I've gone through my bank for a loan, which came in the form of a credit card to put all my debts in one. Perhaps I should have been more specific and said bank loan :P

Yeah. Or consolidating credit/bills/whatever, haha.