Apparently in their vast universal wisdom, Paypal decided it would be in my best interests to sign my account up for their credit card service without my approval. Any transaction my account makes must go through said Paypal credit card service -even when- I opt out of using it as my primary (this was proven, not an opinion, and confirmed by a Paypal consultant over the telephone). Needless-to-say, I cancelled the credit card and will not be using Paypal again. I'm not so financially secure as to ignore this sort of behavior on their part.

Oh, it cost me $30 to pay off the balance Paypal had placed on the Paypal card without my consent along with a fee for my cancellation processing. Nice scam you got going on over there Paypal ><