I really hate posting journals like this, it's why I haven't done so in years, but I finally just have to.

I got a new job in february of 2011. It pays great, is fun (just tedious), and has flexible hours, for the most part. Unfortunately, it's also on an as-needed basis, so if there's no work that the boss needs done, there's no money for me to make. As it stands, I've only had maybe a week's worth of work, spread out here and there since March. We've been getting by on my mom's paycheck from her regular job (she and I work for the same company doing the as-needed work, along with my fiance, so she got a regular job to make up for the lean times, and because she used to work for them before she got the other job, and she really likes it there.), but they changed the way medical insurance is taken out, and how much we pay up front, and then promptly forgot to take it out of her checks last month (which is when they changed everything), so they're taking double out this month. I already went to the doctor last month, so we definitely have to pay both months' worth of fees, and she was going to go this month, but they keep giving her issues with her card, so she has to wait until the higher deductible kicks in (It used to be $20 per visit, now it's just a flat $500 up front before insurance will pay for anything).

Anyway, the point is that since they're taking double out of her paycheck, along with a weird 'we have to take away a week in december' for something that happened when they moved to the new office, we're going to be a few hundred dollars short this month, and can't pay all the bills.

For anyone who's curious, we've already cut our phone/internet/tv/cellphone bill (yay bundles) down by at least a third, thanks to a nice guy at the AT&T store, on top of the discount she gets from her regular employer, and the already small packages we chose for our bundle so as to save money. We're both bargain hunters, so we already spend less than most people we know on groceries and things for the home. It isn't that we've racked up a ton of huge bills (though one of my credit cards is higher than usual this month, but I already have that covered), it's just that suddenly our income is going to be probably a third less than normal.

And in case someone is going "wait a minute, you're constantly buying craft supplies, how can you be broke? Are you asking for money to pay off those things?" I make my purchases over the course of various months, in an attempt to spread them out. Things just arrive in the mail anywhere from one day to one month later. Also, my purchases are made with Bill Me Later from Paypal, and are always made with the 6-month promotional financing options, and with any discount programs I can apply (coupons, points earned, cash back, free shipping, etc) to get the most for my money without having to spend as much money as I would normally. That bill is really low, and is usually the first one paid each month because it's so small, so no, this has nothing to do with that bill.

Any donations will go straight towards the bills. Any income from my crafts will also go straight towards the bills. As of this moment, I don't know the exact amount we're going to be short this month, but I'm pretty sure it's less than $500. Also, I know people usually post pictures of the bills they're trying to raise money for, but I can't exactly photocopy what the insurance company said, since it was within my mom's work office, and doesn't even cross my path. As it stands, I would hope you all at least feel that I'm trustworthy enough to believe me, but if you don't, that's fine. Having seen plenty of scammers myself, I could never hold a grudge against anyone being wary of these sorts of posts.

Anyone who donates will get a giftcard for my stuff equivalent to their donation (minus any fees). I have no intentions of going out of business for as long as I can see and use my hands =P, and my giftcards never expire, so don't worry about that. You can view the Gift Card FAQ for more info.


$4.55 / $500.00

My paypal address is osoccer_babeo @ hotmail.com (without the spaces)
Be sure to mark it as a DONATION, even if you want a giftcard from me for it, or they'll charge me fees.

If you have any questions, feel free to ask.