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Can't get a business loan...
11 years ago
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ETSY: https://www.etsy.com/shop/TheAtomicSoul
StorEnvy: http://theatomicsoul.storenvy.com/
3D Print Store: http://www.shapeways.com/shops/thea.....ul?sort=newest
I've got a perfect credit score (about 812 I think) , 2.5yr employment history, low debt, and excellent repayment history... so WHY can't I get a decent loan?
I need a five year loan for $10,000; this would combine my small amount of debt left, get two machines for production and a bit of material for production with and would be the same as my current monthly debts.
Instead of any decent price I'm being offered by Lending Club $8k @ 15% for 3 years at twice my current monthly debts and Prosper $4k for 12%. These simply will not do and are outrageous.
I can't get a SBL because I need to combine my current debt into it to make it affordable. I can't get the above because they're exuberant in the cost, and I can't get a personal loan from a bank because they won't go to the amount I need.
This is quite aggravating.
I need a five year loan for $10,000; this would combine my small amount of debt left, get two machines for production and a bit of material for production with and would be the same as my current monthly debts.
Instead of any decent price I'm being offered by Lending Club $8k @ 15% for 3 years at twice my current monthly debts and Prosper $4k for 12%. These simply will not do and are outrageous.
I can't get a SBL because I need to combine my current debt into it to make it affordable. I can't get the above because they're exuberant in the cost, and I can't get a personal loan from a bank because they won't go to the amount I need.
This is quite aggravating.
