REALLY important paypal upate [everyone should read]
10 years ago
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☆FUR PILE☆
• skizu • reytiger • caninehybrid • telltalefirebrand •✖•✖•✖•✖•✖•✖•✖
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☆FUR PILE☆
• skizu • reytiger • caninehybrid • telltalefirebrand •✖•✖•✖•✖•✖•✖•✖
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EVERYONE needs to start using Invoices. This is very important.
UPDATE: THIS IS AN UPCOMING POLICY CHANGE THAT IS GOING TO TAKE EFFECT ON JULY 1, 2015. IT IS NOT CURRENTLY IN THEIR TOS. MAYBE YOU SHOULD LOOK ON THE SITE FOR LONGER THAN TWO SECONDS.
Paypal has recently updated their TOS and it's something that everyone should pay attention to.
"10.3h If you violate the PayPal Acceptable Use Policy, … you will be liable to PayPal for the amount of PayPal’s damages caused by your violation … You acknowledge and agree that $2,500.00 USD per violation … is presently a reasonable minimum estimate of PayPal’s actual damages … PayPal may deduct such damages directly from any existing Balance in the offending Account or any other Account you control."
DO NOT SEND PAYMENTS AS "GIFTS" You will be risking your commissioners account and that is really really bad.
Artists, REQUEST PAYMENT THROUGH INVOICES. It lets YOU control how money is sent.
Commissioners, DO NOT SEND PAYMENT unless you send it through "for goods and services." If your artist requests 'send as gifts' BEFORE you send payment, tell them about the $2,500 fine per violation, as they probably do not know about it.
Yes, paypal fees suck, but it's better to have a few dollars missing than to get fined $2,500 for a $20 purchase.
Go here for more information
UPDATE: THIS IS AN UPCOMING POLICY CHANGE THAT IS GOING TO TAKE EFFECT ON JULY 1, 2015. IT IS NOT CURRENTLY IN THEIR TOS. MAYBE YOU SHOULD LOOK ON THE SITE FOR LONGER THAN TWO SECONDS.
Paypal has recently updated their TOS and it's something that everyone should pay attention to.
"10.3h If you violate the PayPal Acceptable Use Policy, … you will be liable to PayPal for the amount of PayPal’s damages caused by your violation … You acknowledge and agree that $2,500.00 USD per violation … is presently a reasonable minimum estimate of PayPal’s actual damages … PayPal may deduct such damages directly from any existing Balance in the offending Account or any other Account you control."
DO NOT SEND PAYMENTS AS "GIFTS" You will be risking your commissioners account and that is really really bad.
Artists, REQUEST PAYMENT THROUGH INVOICES. It lets YOU control how money is sent.
Commissioners, DO NOT SEND PAYMENT unless you send it through "for goods and services." If your artist requests 'send as gifts' BEFORE you send payment, tell them about the $2,500 fine per violation, as they probably do not know about it.
Yes, paypal fees suck, but it's better to have a few dollars missing than to get fined $2,500 for a $20 purchase.
Go here for more information
FA+

I've looked through PayPal's user agreement and this IS NOT IN HERE.
Stop spreading misinformation.
https://www.paypal.com/au/webapps/m....._Sending_funds
There is NO MENTION anywhere of any money, except the limit for sending being $20,000.
Here
10.3 Actions by PayPal - Restricted Activities.
"If you violate the PayPal Acceptable Use Policy, then in addition to the above actions you will be liable to PayPal for the amount of PayPal's damages caused by your violation of the Acceptable Use Policy. You acknowledge and agree that [b]$2,500.00 USD per violation of the Acceptable Use Policy[b] is presently a reasonable minimum estimate of PayPal's actual damages considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated because, due to the nature of the violations of the Acceptable Use Policy, actual damages would be impractical or extremely difficult to calculate. PayPal may deduct such damages directly from any existing Balance in the offending Account or any other Account you control."
Sending money as a gift to get around their fees is a violation of the Acceptable Use Policy, which they can fine you $2,500 per violation once these new terms go into effect on July 1, 2015.
Have you read the Acceptable Use Policy???
Because sending or receiving money as a gift is not in it.
https://www.paypal.com/us/webapps/m.....ptableuse-full
here it is.
And here is a direct copy of the July 1st updates:
"You may not use the PayPal service for activities that:
1. violate any law, statute, ordinance or regulation.
2. relate to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, © cigarettes, (d) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (e) stolen goods including digital and virtual goods, (f) the promotion of hate, violence, racial intolerance or the financial exploitation of a crime, (g) items that are considered obscene, (h) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms, or certain firearm parts or accessories, or (k) certain weapons or knives regulated under applicable law.
3. relate to transactions that (a) show the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other "get rich quick" schemes or certain multi-level marketing programs, © are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are for the sale of certain items before the seller has control or possession of the item, (e) are by payment processors to collect payments on behalf of merchants, (f) are associated with the sale of traveler's checks or money orders, (h) involve currency exchanges or check cashing businesses, (i) involve certain credit repair, debt settlement services, credit transactions or insurance activities, or (k) involve offering or receiving payments for the purpose of bribery or corruption.
4. involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent."
NO WHERE in there is there ANYTHING about sending or receiving money as a gift.
There is also no way PayPal could find out whether the Gift money was as a Gift/Donation or for Goods and Services. And I'm sure they don't have time to ask EVERY SINGLE PERSON who sends money as a gift "was this actually a gift/donation, or are you paying for goods/services?"
Granted, you shouldn't send money as a gift if it isn't one.
But the main reason why you shouldn't send money as a gift when paying for something is that you are not covered by Paypal's buyer protection, and therefore will be more easily scammed out of your money.
Rather than paraphrasing PayPal's updates, you should link or direct quote.
I've even had a friend in the US call up PayPal and be told that it's absolute bullshit (that sending or receiving "gift" money could result in a fine.
While it is true that you can get fined $2,500 for breaking the Acceptable Use Policy, nowhere in that policy does it have anything about Gift money OR having to send an invoice.
How do people say it on the internet... oh yeh: Proof or does not exist.
Breaking news Obama picked his nose and wipe it on a guy's shoulder. I don't have proof of it, but take my word for it. :|
Here
10.3 Actions by PayPal - Restricted Activities.
"If you violate the PayPal Acceptable Use Policy, then in addition to the above actions you will be liable to PayPal for the amount of PayPal's damages caused by your violation of the Acceptable Use Policy. You acknowledge and agree that [b]$2,500.00 USD per violation of the Acceptable Use Policy[b] is presently a reasonable minimum estimate of PayPal's actual damages considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated because, due to the nature of the violations of the Acceptable Use Policy, actual damages would be impractical or extremely difficult to calculate. PayPal may deduct such damages directly from any existing Balance in the offending Account or any other Account you control."
Sending money as a gift to get around their fees is a violation of the Acceptable Use Policy, which they can fine you $2,500 per violation once these new terms go into effect on July 1, 2015.
that is the PayPal Acceptable Use Policy, what I just posted. Pretty much saying, don't do illegal things, like sell drugs, gamble.
also every contury is different, if I'm not mistaking.
Also, how about you, post your poof before causing people to lose their minds. Instead of posting a chopped up verson of it and not completely reading everything.
One of the comments said, that Paypal had the 2,500 fee since 2011.
UPCOMING Policy changes
Here
10.3 Actions by PayPal - Restricted Activities.
"If you violate the PayPal Acceptable Use Policy, then in addition to the above actions you will be liable to PayPal for the amount of PayPal's damages caused by your violation of the Acceptable Use Policy. You acknowledge and agree that [b]$2,500.00 USD per violation of the Acceptable Use Policy[b] is presently a reasonable minimum estimate of PayPal's actual damages considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated because, due to the nature of the violations of the Acceptable Use Policy, actual damages would be impractical or extremely difficult to calculate. PayPal may deduct such damages directly from any existing Balance in the offending Account or any other Account you control."
Sending money as a gift to get around their fees is a violation of the Acceptable Use Policy, which they can fine you $2,500 per violation once these new terms go into effect on July 1, 2015.
"If you violate the PayPal Acceptable Use Policy"
"violate PayPal Acceptable Use Policy"
"PayPal Acceptable Use Policy"
Paypal's AUP: https://www.paypal.com/us/webapps/m.....ptableuse-full
Now tell me... where in the AUP says not to send money as a gift?
No where. It says don't do illegal things.. PERIOD.
It is silly offer "send as a gift" in their send money and saying "don't use it, or get fine"
and I like how you attack me, after multiple people said exactly what I said.
When you reply to mines, it makes me think, you are only targeting me and me alone... even tho there are multiple other people, saying the exact same thing, what I said...
the 10.3(h) section doesn't exist in the updated PayPal UA. The only thing listed as 10.3 is "Where your Payment Method is a Nominated Bank Account, you authorise us to debit it
via the Bulk Electronic Clearing System."
Where is the 2.5k fee info? I even read both English and Russian versions of UA and found nothing
Here
10.3 Actions by PayPal - Restricted Activities.
"If you violate the PayPal Acceptable Use Policy, then in addition to the above actions you will be liable to PayPal for the amount of PayPal's damages caused by your violation of the Acceptable Use Policy. You acknowledge and agree that [b]$2,500.00 USD per violation of the Acceptable Use Policy[b] is presently a reasonable minimum estimate of PayPal's actual damages considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated because, due to the nature of the violations of the Acceptable Use Policy, actual damages would be impractical or extremely difficult to calculate. PayPal may deduct such damages directly from any existing Balance in the offending Account or any other Account you control."
Sending money as a gift to get around their fees is a violation of the Acceptable Use Policy, which they can fine you $2,500 per violation once these new terms go into effect on July 1, 2015.
However:
"Revised Acceptable Use Policy
Prohibited Activities
You may not use the PayPal service for activities that:
violate any law, statute, ordinance or regulation.
relate to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, © cigarettes, (d) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (e) stolen goods including digital and virtual goods, (f) the promotion of hate, violence, racial intolerance or the financial exploitation of a crime, (g) items that are considered obscene, (h) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms, or certain firearm parts or accessories, or (k) certain weapons or knives regulated under applicable law.
relate to transactions that (a) show the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other "get rich quick" schemes or certain multi-level marketing programs, © are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are for the sale of certain items before the seller has control or possession of the item, (e) are by payment processors to collect payments on behalf of merchants, (f) are associated with the sale of traveler's checks or money orders, (h) involve currency exchanges or check cashing businesses, (i) involve certain credit repair, debt settlement services, credit transactions or insurance activities, or (k) involve offering or receiving payments for the purpose of bribery or corruption.
involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent"
Well, where is the sending money as a gift section? The only thing I can see that they do not support advance payment for tobacco and prescripted medicine as they mentioned earlier in their UA policies. The money is not used to bribe somebody or to be used in a hoax such as a matrix programme on this site or drug trafficking. At least, that's what I know
That means most of the things commissioners and commissionees do are legal
It just means that if the actions are illegal or too dubious then you are fined with a 2.5k fee for that. Yet most of the community does not violate the laws of PayPal even by getting their money without using invoice.
I think someone got confused because the section appears in the updated policy in whole. The only actual change is simply the addition of "We may suspend your eligibility for PayPal Purchase Protection and/or PayPal Seller Protection".
Sending payments incorrectly also doesn't fall under the AUP, though selling obscene/sexual commissions probably is. The advice there would be to not use PayPal at all if you're selling NSFW art.
I doubt you're the originator of this FUD though, so I'm probably saying this in the wrong place.