Shinies, and Why I Won't Be Using It
6 years ago
I've had a few people ask me about the Shinies tipping system FA is implementing, so I wanted to post a journal and talk about it for a bit.
I don't have any plans to use this system because I do not trust PayPal's track record in dealing with artists who create NSFW content. PayPal is known to shut down the accounts of artists who create adult digital content, and this seems like a really convenient way for them to get the accounts of such artists on their radar. It would be easy for them to pull up a list of accounts who are using this Shinies service, and then check their account history for other transactions outside the service, particularly those involving the sale of 'digital goods.' All they have to do is ask for verification of the nature of the goods involved in such a transaction and then bam, your account is done for.
I honestly can't believe this hasn't been considered by the staff, or that they would have gone through with it after giving it such consideration. It seems to me that any NSFW artist who uses this service is painting a target on their own back. If you do commissions and rely on PayPal for handling transactions, I would advise against using this service yourself, lest you get locked out of accessing your primary payment method. You can call me paranoid, but I would rather not risk my livelihood on something like this.
If you do want a way to support me, consider checking out my Patreon page! https://www.patreon.com/virno_vigoratus
Or, if you're interested in a commission, commission info can be found here!
____________________
Commission Queue:
anitaliandog 2 hours
Dean_Blitz 3 hours
Sigmaw 1 waist-up telegram sticker
Zipeau 2 waist-up 3 bust telegram stickers
CerusSerenade 3 hours
Open for more!
____________________
COMPLETED!
Egger 2.5 hours
G00da 2 hours
CerusSerenade 3 hours
RikMcCloud 3 hours
DamonHusky 3 hours
MellowMink 1 hour
anjunahusky 3 hours
scorpionlej 2 hours
mudkipz9 2 hours
mudkipz9 2 waist-up stickers
EntVanen 2 hours
I don't have any plans to use this system because I do not trust PayPal's track record in dealing with artists who create NSFW content. PayPal is known to shut down the accounts of artists who create adult digital content, and this seems like a really convenient way for them to get the accounts of such artists on their radar. It would be easy for them to pull up a list of accounts who are using this Shinies service, and then check their account history for other transactions outside the service, particularly those involving the sale of 'digital goods.' All they have to do is ask for verification of the nature of the goods involved in such a transaction and then bam, your account is done for.
I honestly can't believe this hasn't been considered by the staff, or that they would have gone through with it after giving it such consideration. It seems to me that any NSFW artist who uses this service is painting a target on their own back. If you do commissions and rely on PayPal for handling transactions, I would advise against using this service yourself, lest you get locked out of accessing your primary payment method. You can call me paranoid, but I would rather not risk my livelihood on something like this.
If you do want a way to support me, consider checking out my Patreon page! https://www.patreon.com/virno_vigoratus
Or, if you're interested in a commission, commission info can be found here!
____________________
Commission Queue:
anitaliandog 2 hours
Dean_Blitz 3 hours
Sigmaw 1 waist-up telegram sticker
Zipeau 2 waist-up 3 bust telegram stickers
CerusSerenade 3 hoursOpen for more!
____________________
COMPLETED!
Egger 2.5 hours
G00da 2 hours
CerusSerenade 3 hours
RikMcCloud 3 hours
DamonHusky 3 hours
MellowMink 1 hour
anjunahusky 3 hours
scorpionlej 2 hours
mudkipz9 2 hours
mudkipz9 2 waist-up stickers
EntVanen 2 hours
FA+

Guess we'll have to see how it develops.
It sounds an awful lot like a honey pot to me. I would LOVE to be proven wrong about this, as it would be a nice service to have. It's too early to say. Time will tell though.
"Trusting Paypal's track record" has nothing to do with it. They've started explicitly that they do not allow the sale of digital, sexually oriented goods, yet they've approved this, knowing full well that the digital sale of sexually oriented goods is the main focus.
They told FA that the tipping system would be okay as it was not for the direct purchase of said digital goods. But if they can check an account that's using this system and find it being used for transactions other than the tipping service, then the nature of those transactions could possibly be called into question.
It might be unlikely, and I'm probably being more than a bit paranoid. But the fact is, the possibility exists, and I would rather not risk it.
PayPal used to have a ToS against strictly pornographic content because, like many other services (ko-fi recently for example) had their hands tied by credit card companies like MasterCard and such which in turn feared adverse reaction by advertisers - PayPal doesn't have such an explicit/strict ToS anymore because they became big enough to more or less shrug it off;
Ko-fi on the other hand, being still small, has no choice but bend their knees at the requests of CC payment processors and advertisers, so had to put up a warning against NSFW content.
So this is gonna go two ways: either FA/IMVU had the bare *minimum* of brain and made SURE PayPal was ok with this before pushing it through (very likely, as IMVU is also tied to advertisers and payment processors and would very much dislike any sort of dispute with PayPal) or we're gonna say bye-bye to the FA staff in a week or so.
If the former is true, there should be nothing to fear from this! Besides, PayPal is already the primary service used by 99% of NSFW artists worldwide, so I doubt there's gonna be severe aftereffects.
So for anyone perplexed about this, I can most definitely assure everything will be fine. Nothing will happen if you use this vs Ko-fi or Patreon or other payment platforms linked with PayPal. If anything, you might have more chances of getting in trouble if you transferred directly to CC.
Either way, using it or not I'm sure won't diminish any artist's business and they'll continue to be paid as they always have, so it's up to them!
Hope this helps! :D
What is PayPal’s policy on transactions that involve sexually oriented goods and services?
We permit U.S.-only transactions for certain sexually oriented physical goods that are physically delivered to the customer. Videos, DVDs, and magazines are examples of physical goods. (We don’t allow transactions for such goods outside the U.S.)
We don’t permit PayPal account holders to buy or sell:
Sexually oriented digital goods or content delivered through a digital medium. Downloadable pictures or videos and website subscriptions are examples of digital goods.
If they amend their site to remove this contradiction, then I might consider it. Until then, I can't help but be suspicious of a service they are offering that seems in direct conflict with their own ToS that they have been known to act upon in the past.
- the policy on PayPal is first and foremost for legal reasons, and partially serves as a façade for reps, CC, lawyers and advertisers - the end user or a service wanting to partner with PayPal should instead ask them directly (and usually with the help of a lawyer)
- the policy against pornography is specifically meant to address real-life pornographic work, imagery, cam-girls, photos, videos, etc. (which PayPal considers "pornography") whereas drawn art is considered just "adult art" and albeit a grey area, is generally accepted
- FA has worked specifically with a PayPal rep at all times to make sure everything was in order and accepted; in synthesis, this is a tipping system and not a way to perform comissions, which further exonerates gallery material
- Patreon has recently also announced they have worked out with PayPal about Adult contents, and officially decided that it's gonna be all ok with them (as long as it doesn't still promotes or sells real life pornography, work with minors, etc.)
The confusion and the doubt is 100% fair and understandable - and absolutely, we still have to see the day where PP and other services open up completely at NSFW works - but the likelihood that either Neer and the whole staff (or the rep) straight up 100% lied about this being ok with PayPal, or that PayPal is gonna change their mind tomorrow and sever the head of a huge chunk of legitimate businesses that go through them, is absolutely not gonna happen.
Again, nothing wrong with playing it safe! It's the artist's choice to manage their own business as best as they'd see fit;
but I can 100% assure you nothing is gonna come out of this :D
As it stands, I'll just have to wait and see what comes of this before I consider using it myself.
And here's to that! I'll be drawin my kinky stuff no matter what happens, and nobody wants that lovely Vir art to get shut down so noone will fault you for playing it safe
Not exactly a honeypot situation. I just find providing more reason to possibly have your account banned to be the less wise choice. This effect would be more of a dangerous possible side effect than anything else. Intentional or otherwise is not important. the plausible risk is.
If you don't regularly use PayPal to process a number of other transactions that is your main source of income, then this would be a great service to use. And you're right, they could ask for verification of the nature of a transaction every time. But a lot of people use PayPal. They can't check EVERY transaction, all the time.
Using this service, however, could narrow that search down for them. All they have to do is look for users who are both enrolled in this service, and also participating in the buy or sale of 'digital goods' on a regular basis.