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It Be Like That Sometimes (unexpected med bills)
6 years ago
I'm taking Commissions! https://www.furaffinity.net/view/32167646/ Really long journal but if you want the gist of it, scroll all the way to the bottom to see the TL;DR summary.
Patreon: https://www.patreon.com/siofratural
Commission List 2019: https://www.furaffinity.net/view/32167646/
Alright, so, I've been a little busy job searching lately as well as trying to draw more artwork so that I can both practice and put out some new content. I'm feeling so motivated lately that I just feel like I have to draw every day, which is a massive difference compared to the past few years where just picking up a pencil for five minutes either exhausted me or made mad. I also have a job interview this coming up Wednesday at a vet clinic, which I'm both excited and nervous about, so that means I won't be able to draw as often as I would like.
And now here comes some baaaaad news. I mean, the vet clinic might make me work 12 hour days again, which sucks but what can you do. However, what is worse than that and may contribute to me working really weird hours again... is a cerrrtain bill I have received since moving to Florida.
A week before we left for Florida, I was outside playing with Thor for a little bit just to burn some energy out of him. All I did was just stand in one place, then do little jumps at him to go "boo!" because he had the zoomies like it was nobody's business. When Thor finally plopped with a happy smile, I took him inside and he got a drink. Well I bent forward to sit down at the kitchen table and just as I did so, was stricken with unimaginable pain to where I was frozen and couldn't even speak. My chest felt like someone stabbed me with a knife in the upper left breast and the pain spread throughout and I could barely breathe. The room was only starting to spin because I was barely breathing, but I somehow mustered up enough energy to text my boyfriend that I needed help. Luckily he was just about to get into the shower so he could see my text, and when he came out I just barely made myself walk to the bedroom (the bathroom was attached to the bedroom) and sit on the bed. After trying to speak and the waves of pain not subsiding, my boyfriend took me to the ER because we had no idea what was going on. I knew it wasn't a heart attack, but the pain was so intense and alien I couldn't even figure out what was happening for the 20-30 minutes it was happening. It slowly started to subside by the time we got to the ER and after they did the blood tests and EKGs and put me in a hospital bed did the pain fade away until it left a dull ache behind. My boyfriend and I were in there for at least 5 hours and were only visited by a doctor once for not even five minutes, and he did absolutely nothing but ask a few questions and leave.
So of course I was discharged and was told to go to my family doctor for a followup. My doctor asked me a few questions, listened to what I had to say, and then stood up to walk over to me. She gently felt around the area where I said had a dull ache, and the moment she pressed in the specific spot I nearly passed out (the pain subsided super quickly though). Turns out, somehow someway, I pulled the muscle that holds your ribs in place. I mean, I remember having super tiny pains there in the past as a kid, mostly from band stress, but a pain like that I had never experienced before pretty much paralyzed me and made me feel ill. Now I know that the next time I ever get something like that, I need to put heat on it ASAP and it should go away.
*So my family doctor, who actually used cognitive thinking and critical evaluation to actually guess what the ailment was before actually poking me to confirm it, was about a $50 visit.
*The ER visit where all they did was poke me with needles, give me an EKG, a chest X-Ray, not actually do anything with the information I gave them, and only visited me three times to see how I was doing, was... get this... almost $6,000.
You know what the other fun thing is? My health insurance won't cover ANY of it because somehow it's considered a "preexisting condition!" What? I thought preexisting conditions were something like asthma or what have you, but a random muscle spasm? So anyway, I've been calling my insurance company and the hospital back and forth to try and get this stuff solved and as far as I'm aware, it was settled for an almost $5k bill before the next $1k bill just came for the other day. The $1k bill is to pay that doctor who only saw me for 15 minutes and didn't even lay a finger on me. I kept telling him and the nurses to look at the actual spot I was having the pain, and the doctor thought it could have been a clot in my lungs so he ordered an X-Ray, even though I asked him how I would be feeling something like that in a spot where my lungs aren't even at. I was even guessing a muscle spasm but he was insistent it was lung involved. Guess what? Insurance said that's not covered too and now I've been back and forth with the doctor's office (which is separate from the hospital for some reason) to make sure medical records were sent and all that jazz. Like, what's the point of having health insurance if they won't even cover or DO anything for you. Didn't help that the post office took A MONTH to send the two different letters down, which both arrived a little over a week apart. It's the 21st century, letters should not be taking a month to get somewhere, even if it is across a few states.
SO ANYWAY, what I'm saying is, I DO NOT have that kind of money on me, but my boyfriend said that depending on if the hospital does interest payments, he'll pay off the bill for me and then I'll pay him back every month interest free, which ok isn't too bad. But since my boyfriend and I are living with his parents for a while until we save up enough month to get our own house, his mom wants rent. Ok, understandable. Well, she wants $600 a month from everyone, and if this new job doesn't pay very well then I'm going to be STRAPPED for cash. Like, I don't even know if I'll be able to pay all my bills every month. My boyfriend is trying to talk to her about lowering my amount but she's incredibly stubborn and wants her money.
I feel really bad for asking everyone, but if you could, could you guys maybe forward or share my recent commission price list to get the word out? My Patreon posts are publicly available to anyone but if you want you could support me on there for as little as a dollar per month.
Depending on how, where, and when I get a job (all jobs are about 30 minutes away since we're in the middle of nowhere) I'm going to be dedicating some hours after work to work on artwork. It'll not be too fun for me but I can't do what I use to and just have my motivation die and not work on owed art for months on end. I at least have to work on things a little at a time. I'll dedicate at least one day a week where I do literally nothing so that I don't burn myself out, but I'll do my damnedest to not suddenly go quiet. I want to work on art as a business someday, so I need to get serious about it.
TL;DR: I went to the hospital a week before moving for chest pains and received a $6,000 bill. The hospital never found out the problem but a $50 trip to the family doctor found out it was a rib muscle spasm. My health insurance is covering none of it because it's considered a preexisting condition (somehow, even though it shouldn't be). I would like my commission price list and patreon shared so that I can take commissions to help make some extra money, since I don't have enough money to pay the bill outright.
Patreon: https://www.patreon.com/siofratural
Commission Prices: https://www.furaffinity.net/view/32167646/
Patreon: https://www.patreon.com/siofratural
Commission List 2019: https://www.furaffinity.net/view/32167646/
Alright, so, I've been a little busy job searching lately as well as trying to draw more artwork so that I can both practice and put out some new content. I'm feeling so motivated lately that I just feel like I have to draw every day, which is a massive difference compared to the past few years where just picking up a pencil for five minutes either exhausted me or made mad. I also have a job interview this coming up Wednesday at a vet clinic, which I'm both excited and nervous about, so that means I won't be able to draw as often as I would like.
And now here comes some baaaaad news. I mean, the vet clinic might make me work 12 hour days again, which sucks but what can you do. However, what is worse than that and may contribute to me working really weird hours again... is a cerrrtain bill I have received since moving to Florida.
A week before we left for Florida, I was outside playing with Thor for a little bit just to burn some energy out of him. All I did was just stand in one place, then do little jumps at him to go "boo!" because he had the zoomies like it was nobody's business. When Thor finally plopped with a happy smile, I took him inside and he got a drink. Well I bent forward to sit down at the kitchen table and just as I did so, was stricken with unimaginable pain to where I was frozen and couldn't even speak. My chest felt like someone stabbed me with a knife in the upper left breast and the pain spread throughout and I could barely breathe. The room was only starting to spin because I was barely breathing, but I somehow mustered up enough energy to text my boyfriend that I needed help. Luckily he was just about to get into the shower so he could see my text, and when he came out I just barely made myself walk to the bedroom (the bathroom was attached to the bedroom) and sit on the bed. After trying to speak and the waves of pain not subsiding, my boyfriend took me to the ER because we had no idea what was going on. I knew it wasn't a heart attack, but the pain was so intense and alien I couldn't even figure out what was happening for the 20-30 minutes it was happening. It slowly started to subside by the time we got to the ER and after they did the blood tests and EKGs and put me in a hospital bed did the pain fade away until it left a dull ache behind. My boyfriend and I were in there for at least 5 hours and were only visited by a doctor once for not even five minutes, and he did absolutely nothing but ask a few questions and leave.
So of course I was discharged and was told to go to my family doctor for a followup. My doctor asked me a few questions, listened to what I had to say, and then stood up to walk over to me. She gently felt around the area where I said had a dull ache, and the moment she pressed in the specific spot I nearly passed out (the pain subsided super quickly though). Turns out, somehow someway, I pulled the muscle that holds your ribs in place. I mean, I remember having super tiny pains there in the past as a kid, mostly from band stress, but a pain like that I had never experienced before pretty much paralyzed me and made me feel ill. Now I know that the next time I ever get something like that, I need to put heat on it ASAP and it should go away.
*So my family doctor, who actually used cognitive thinking and critical evaluation to actually guess what the ailment was before actually poking me to confirm it, was about a $50 visit.
*The ER visit where all they did was poke me with needles, give me an EKG, a chest X-Ray, not actually do anything with the information I gave them, and only visited me three times to see how I was doing, was... get this... almost $6,000.
You know what the other fun thing is? My health insurance won't cover ANY of it because somehow it's considered a "preexisting condition!" What? I thought preexisting conditions were something like asthma or what have you, but a random muscle spasm? So anyway, I've been calling my insurance company and the hospital back and forth to try and get this stuff solved and as far as I'm aware, it was settled for an almost $5k bill before the next $1k bill just came for the other day. The $1k bill is to pay that doctor who only saw me for 15 minutes and didn't even lay a finger on me. I kept telling him and the nurses to look at the actual spot I was having the pain, and the doctor thought it could have been a clot in my lungs so he ordered an X-Ray, even though I asked him how I would be feeling something like that in a spot where my lungs aren't even at. I was even guessing a muscle spasm but he was insistent it was lung involved. Guess what? Insurance said that's not covered too and now I've been back and forth with the doctor's office (which is separate from the hospital for some reason) to make sure medical records were sent and all that jazz. Like, what's the point of having health insurance if they won't even cover or DO anything for you. Didn't help that the post office took A MONTH to send the two different letters down, which both arrived a little over a week apart. It's the 21st century, letters should not be taking a month to get somewhere, even if it is across a few states.
SO ANYWAY, what I'm saying is, I DO NOT have that kind of money on me, but my boyfriend said that depending on if the hospital does interest payments, he'll pay off the bill for me and then I'll pay him back every month interest free, which ok isn't too bad. But since my boyfriend and I are living with his parents for a while until we save up enough month to get our own house, his mom wants rent. Ok, understandable. Well, she wants $600 a month from everyone, and if this new job doesn't pay very well then I'm going to be STRAPPED for cash. Like, I don't even know if I'll be able to pay all my bills every month. My boyfriend is trying to talk to her about lowering my amount but she's incredibly stubborn and wants her money.
I feel really bad for asking everyone, but if you could, could you guys maybe forward or share my recent commission price list to get the word out? My Patreon posts are publicly available to anyone but if you want you could support me on there for as little as a dollar per month.
Depending on how, where, and when I get a job (all jobs are about 30 minutes away since we're in the middle of nowhere) I'm going to be dedicating some hours after work to work on artwork. It'll not be too fun for me but I can't do what I use to and just have my motivation die and not work on owed art for months on end. I at least have to work on things a little at a time. I'll dedicate at least one day a week where I do literally nothing so that I don't burn myself out, but I'll do my damnedest to not suddenly go quiet. I want to work on art as a business someday, so I need to get serious about it.
TL;DR: I went to the hospital a week before moving for chest pains and received a $6,000 bill. The hospital never found out the problem but a $50 trip to the family doctor found out it was a rib muscle spasm. My health insurance is covering none of it because it's considered a preexisting condition (somehow, even though it shouldn't be). I would like my commission price list and patreon shared so that I can take commissions to help make some extra money, since I don't have enough money to pay the bill outright.
Patreon: https://www.patreon.com/siofratural
Commission Prices: https://www.furaffinity.net/view/32167646/
