In short, I can no longer use PayPal to receive money for commissions. Its complicated cos PayPal cannot be used to receive money in my country (we can send money but not receive). I had to use an overseas bank account which my relatives there help keep, but thanks to covid I cant go there to see them & settle things.

Other payment options like Square, Google Pay etc also need an overseas bank account.

Which leaves me with two options- Payoneer or a program with the local bank. Ive had bad experiences with Payoneer Id rather not repeat, so Im inclined towards the local banks. They have an online payment option which allows payment through cards, so it sounds good. It just comes with quite a fee.

Im really broken by all this cos honestly working is one of the few ways I feel happy, and to have it made difficult for me (and potentially expensive) is making me physically ill. I'll manage somehow, but right now? Im broken.