FA+
Shop
Should I stay or should I go?
4 years ago
My Personal Status:
- Healthcare, pension, all covered.
- 43 years old
- Happy pervert ( rubber, bondage, furries, oh what miracle! )
- Many hobbies ( boardgames, pen & paper roleplays, cooking, baking, electronics development, woodworks & carpentery, various handcrafts )
- Owning "one half" of a house ( House was not designed as 2-family home, but was for 1 family with 5 kids, so some rework would be needed to make it into two halves)
+++
Current job:
- Homeoffice. most likely perpetual, as all work is done via a laptop
- pays sufficient money monthly after tax; leave me with 300 € ( roughly the same in USD ) per month with disposable income after foodstuffs and all other consumables
- very secure job, low stress.
- I can work from literally everywhere
- Calculated per-hour wage including travel time and after having subtracted the travel costs => 11,87€/h
##
=> I can not afford building a new homestead with this job.
=> With this job I have a lot of time ( for the partner, for my part in the household )
=> Partner would have to bring in money, at least enough to cover their own insurances & co.
+++
Offered new job:
- Office job
- pays 150% of the other job after tax ( subtract 10%for monthly travel costs )
- 1 year test phase, market fluctuations might apply, high stress job
- on average 2h daily travel time
- Calculated per-hour wage including travel time and after having subtracted the travel costs => 11,81€/h
##
=> Due to my age, even with 8400€ each year of disposable income the offered job makes possible, building a new homestead is near impossible in my remaining worklife ( House & Land add up to between 150.000€ and 250.000€ ; so even a 20 years credit would just barely reach the lower bar )
=> When the partner brings in money, building a new homestead is a possibility.
=> Partner does not need to bring in their own money if good at managing money.
==> There is no partner, so no added value in regards to partner-related perks.
+++
Explanatory Note:
I had always wanted to be in a position to offer the woman, that would choose me, a home and the freedom to decide if she would wish to keep on working or become the mistress of the house.
I have to face the fact that I can no longer realistically reach that position, even with the more stressful, yet better paying job.
Given this fact, the next logical fallback is to stay healthy, recommending staying in my current job.
+++
Questions:
a) Does it make any sense to go for the offered job when it does not suffice to build an own homestead anymore?
b) The current job is way better for my health as I do use my lunchbreak as a 1h sportive doggywalk; No option like that at the offered job => Health is very important, right?
c) Does it make sense to plan for an opportunity that is beyond my control, and of limited chance, at the cost of higher risk and higher risks for my health?
- Healthcare, pension, all covered.
- 43 years old
- Happy pervert ( rubber, bondage, furries, oh what miracle! )
- Many hobbies ( boardgames, pen & paper roleplays, cooking, baking, electronics development, woodworks & carpentery, various handcrafts )
- Owning "one half" of a house ( House was not designed as 2-family home, but was for 1 family with 5 kids, so some rework would be needed to make it into two halves)
+++
Current job:
- Homeoffice. most likely perpetual, as all work is done via a laptop
- pays sufficient money monthly after tax; leave me with 300 € ( roughly the same in USD ) per month with disposable income after foodstuffs and all other consumables
- very secure job, low stress.
- I can work from literally everywhere
- Calculated per-hour wage including travel time and after having subtracted the travel costs => 11,87€/h
##
=> I can not afford building a new homestead with this job.
=> With this job I have a lot of time ( for the partner, for my part in the household )
=> Partner would have to bring in money, at least enough to cover their own insurances & co.
+++
Offered new job:
- Office job
- pays 150% of the other job after tax ( subtract 10%for monthly travel costs )
- 1 year test phase, market fluctuations might apply, high stress job
- on average 2h daily travel time
- Calculated per-hour wage including travel time and after having subtracted the travel costs => 11,81€/h
##
=> Due to my age, even with 8400€ each year of disposable income the offered job makes possible, building a new homestead is near impossible in my remaining worklife ( House & Land add up to between 150.000€ and 250.000€ ; so even a 20 years credit would just barely reach the lower bar )
=> When the partner brings in money, building a new homestead is a possibility.
=> Partner does not need to bring in their own money if good at managing money.
==> There is no partner, so no added value in regards to partner-related perks.
+++
Explanatory Note:
I had always wanted to be in a position to offer the woman, that would choose me, a home and the freedom to decide if she would wish to keep on working or become the mistress of the house.
I have to face the fact that I can no longer realistically reach that position, even with the more stressful, yet better paying job.
Given this fact, the next logical fallback is to stay healthy, recommending staying in my current job.
+++
Questions:
a) Does it make any sense to go for the offered job when it does not suffice to build an own homestead anymore?
b) The current job is way better for my health as I do use my lunchbreak as a 1h sportive doggywalk; No option like that at the offered job => Health is very important, right?
c) Does it make sense to plan for an opportunity that is beyond my control, and of limited chance, at the cost of higher risk and higher risks for my health?
Now's not the age where you want to take risks that can affect health.
Go with what is making you the most comfortable and with less stress.
Once you've been comfortable for a year or so, maybe into your mid-40s...start looking at things again.