RIP Mom
2 years ago
Dec 22, late in the morning, prior to her release against medical advice to the contrary, my mom died of respiratory failure at the age of 94. I am her only son so must assume the executor responsibilities for her final service, as well as taking over her mortgage and other necessary bills in order to stay living where I am.
Mortuary expenses have been paid, but death certificates and the actual final services may be 6-8 weeks off with the local overburdened death services state of affairs in my area. This will certainly extend to possibly into Summer the final business of taking care of loose ends always caused by death.
I had lived with her for decades, and was her chief caregiver at the end, so this is a very troubling time, and a cheerless holiday season for me. This was not unexpected, but honestly nobody can ever be fully prepared ahead of time for events such as this.
Art commissions will cease, some new content will appear as already arranged work will be carried out as agreed. Just a heads-up that until I understand what new budget I have to work and live with will be, I need to be fully conservative on expenses such as art commissions. I was a dependent on mom's considerably greater pension income above and beyond my paltry social security benefits, so at this juncture it's a genuine worry whether the plans she made with life insurance will actually give me enough to pay off the mortgage in full. Even if it does, the expenses of property tax, utilities and homeowner's/car insurances may still be too dear for me to afford.
I will attempt to keep ends meeting best I can during this transition period.
Mortuary expenses have been paid, but death certificates and the actual final services may be 6-8 weeks off with the local overburdened death services state of affairs in my area. This will certainly extend to possibly into Summer the final business of taking care of loose ends always caused by death.
I had lived with her for decades, and was her chief caregiver at the end, so this is a very troubling time, and a cheerless holiday season for me. This was not unexpected, but honestly nobody can ever be fully prepared ahead of time for events such as this.
Art commissions will cease, some new content will appear as already arranged work will be carried out as agreed. Just a heads-up that until I understand what new budget I have to work and live with will be, I need to be fully conservative on expenses such as art commissions. I was a dependent on mom's considerably greater pension income above and beyond my paltry social security benefits, so at this juncture it's a genuine worry whether the plans she made with life insurance will actually give me enough to pay off the mortgage in full. Even if it does, the expenses of property tax, utilities and homeowner's/car insurances may still be too dear for me to afford.
I will attempt to keep ends meeting best I can during this transition period.
FA+

I'm sorry for your loss.
TL/DR: It's really not over `til it's over.
Be well.
I know your pain and you have my condolences and sympathy. If you need to talk, you know what to do.
I need both executor and CoD to assume mortgage and control other assets, but it's encouraging these 2 things can be processed in parallel rather than requiring sequential execution.
Take all the time you need right now to mourn and to process it all. Don't let yourself get pressured to put it all behind you as quickly as possible. Now you need to take things at your own pace. I am sure your friends here are there for you to support you as best to their abilities.
You can read above you have tremendous love and support. We are all here to support you where we can.
94 years is a very long life. I'm sure that she loved you very much for every moment of it! :)
Everything will get sorted out in time, but remember that in the midst of all the executor work, you have to give yourself some time to grieve as well. I only hope that she had a clear and up to date will to make your life easier, and she had shared with you any relevant financial information, like where she had all her bank accounts and the like.
I've just gone through this with my own mother in this past year so the advise is still fresh in my mind.
Kz
I usually get withdrawn and uncommunicative when upset. I recognize this is the worst shock of my 65 years of life and believe communicating is going to be better than my usual ostrich tactic.
My deepest condolences...
I'm sending super good vibes your way!
Hope you manage to figure it out!
You are awesome and smart, things will be alright...
Remember to save time for yourself too, ok?
There's a scene in WoW (Shadowlands intro) where the end boss brings his entire army to pit against you and says, "Death comes for the soul of your world." I almost spoke out loud to the screen, "To late, buddy - it already has."
Harvesting smiles throughout this journey will make it more bearable...
You will get better šŖ
I hope that things can work out for you and that a bit dosh remains in your pocket for your own personal joy. but it probally wise to reserve and see how all shapes together with the additional bills ahead.
I do wish you best of luck, you sound like you could need some. *hugs*
I'm sure you can afford all of those bills. Moreover, don't worry about the art commissions. RL comes first. What matters is that you stay healthy, and that everything necessary can be covered š¤ššš½š