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Life update/personal post
10 years ago
I come here because I think FA is the only place I really feel safe sharing. ;v; so I'm sorry for all of you following me getting random blah journals. But the support I get and just the freedom of getting this out somewhere is a ton of help. Thank you~
Lets see... I've gone through 17 apartments. I'm having trouble finding anything else that's both within our price-range and close enough that Sephi could get to work and home again without going straight to bed the second she gets in the door. Everyone I do talk to is either a) no bad rental history or b) no bad credit...
I think its come down to the fact that I had some debts written off in um... 2010ish? Midland funding came along and bought two of them, about 1k each. (We wound up in a situation with 4 people living together and none of them having jobs, save for my disability income, so my credit took a nosedive while I tried to keep everyone fed and housed, but that's another story.) Despite being written off and unable to collect from me, they put it into collections anyways. I thought that was stupid, like what? You can't garnish my wages you're just paying for legal fees. Oh, but it turns out that if you need an apartment and something is in collections that you're FUCKED. That's how they get you I guess.
Its some special kind of bullshit that you can buy someones written off debts, debts they thought were out of their life, debts that were dismissed because of hardship in the first place, and then cause further financial strife... You're just making money off of people's misfortune, for no reason other than "hey, easy money, and they'll have to pay when they have nowhere to live!" Kind of pissed cause the attorney we went to said to just not show up and not fight it since they can't garnish my wages. Garnished wages aren't the worst of being in collections though, and no legal adviser thought to mention that?
Gonna try some of the 2-1-1 lines and other help offices like legal aids offered free by the state. Currently we have Sephi down for an apartment by herself with a co-signer. I'll see if I can pay these stupid collections (which makes me so mad that now they "win" but what choice do I have?) and be added onto the lease later.
The good news is I'm all applied for my license as a councilor! I have orientation on Monday, and the job looks absolutely perfect. Since I am on disability and I'm working on a ticket-to-work program its going to be great to be on call. On call for DESC is a set your own shift, however many hours you want, whenever you want. I only have one mandatory shift! So if my disability issues start to flare up I can pull back a little, or if not I'll continue on my "road to recovery" and blaze my path along the workforce! uvu <3 They had 139 hours of work available last week, so I can pretty much be full time if I want to! THANK YOU FOR THE REFERENCES, I wouldn't have been able to get it without them! @v@
For the 7 years I've been on disability I have never stopped working to try and get off it... Drives me up the wall when people act like its a free ride. I basically make 4 dollars an hour in a city where 15 is the min.wage goal... Trying to live off of that is next to impossible. But even if I could, even if I got paid enough to sustain myself, no one likes to be a "free-loader" and its so painful to feel like you're absolutely useless to society. But I digress...
Blahblahblah. I dunno, just nice to have somewhere to talk. xvx;; mrrp.
Lets see... I've gone through 17 apartments. I'm having trouble finding anything else that's both within our price-range and close enough that Sephi could get to work and home again without going straight to bed the second she gets in the door. Everyone I do talk to is either a) no bad rental history or b) no bad credit...
I think its come down to the fact that I had some debts written off in um... 2010ish? Midland funding came along and bought two of them, about 1k each. (We wound up in a situation with 4 people living together and none of them having jobs, save for my disability income, so my credit took a nosedive while I tried to keep everyone fed and housed, but that's another story.) Despite being written off and unable to collect from me, they put it into collections anyways. I thought that was stupid, like what? You can't garnish my wages you're just paying for legal fees. Oh, but it turns out that if you need an apartment and something is in collections that you're FUCKED. That's how they get you I guess.
Its some special kind of bullshit that you can buy someones written off debts, debts they thought were out of their life, debts that were dismissed because of hardship in the first place, and then cause further financial strife... You're just making money off of people's misfortune, for no reason other than "hey, easy money, and they'll have to pay when they have nowhere to live!" Kind of pissed cause the attorney we went to said to just not show up and not fight it since they can't garnish my wages. Garnished wages aren't the worst of being in collections though, and no legal adviser thought to mention that?
Gonna try some of the 2-1-1 lines and other help offices like legal aids offered free by the state. Currently we have Sephi down for an apartment by herself with a co-signer. I'll see if I can pay these stupid collections (which makes me so mad that now they "win" but what choice do I have?) and be added onto the lease later.
The good news is I'm all applied for my license as a councilor! I have orientation on Monday, and the job looks absolutely perfect. Since I am on disability and I'm working on a ticket-to-work program its going to be great to be on call. On call for DESC is a set your own shift, however many hours you want, whenever you want. I only have one mandatory shift! So if my disability issues start to flare up I can pull back a little, or if not I'll continue on my "road to recovery" and blaze my path along the workforce! uvu <3 They had 139 hours of work available last week, so I can pretty much be full time if I want to! THANK YOU FOR THE REFERENCES, I wouldn't have been able to get it without them! @v@
For the 7 years I've been on disability I have never stopped working to try and get off it... Drives me up the wall when people act like its a free ride. I basically make 4 dollars an hour in a city where 15 is the min.wage goal... Trying to live off of that is next to impossible. But even if I could, even if I got paid enough to sustain myself, no one likes to be a "free-loader" and its so painful to feel like you're absolutely useless to society. But I digress...
Blahblahblah. I dunno, just nice to have somewhere to talk. xvx;; mrrp.
Cuddlycuttlefish[at]gmail.com
CharryZarry
~charryzarry
That's fantastic that you have a place to work! I hope it turns out well. Keep us posted!
notIsaidthecat
~notisaidthecat
We couldn't get an apartment, either. Fortunately we were able to find a house that was for rent within our price range just weeks before we were about to be homeless! Try services like Zillow.com and check (yes) Craigslist for available places for rent by PEOPLE. because people are a lot more understanding than rental agencies. And good luck!
