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(ref) Freelancer's Survival Guide
16 years ago
General
I just found Kristine Kathryn Rusch's "Freelancer's Survival Guide" posts on her blog. Currently she's on part III of her section on financial literacy, basic business sense and how to monitor cashflow.
"Most of us, however, got haphazard money management training at home. My ex-husband, for example, got an allowance. But when it ran out, his mother would just hand him a $20 to cover whatever he needed. By the time I met him, he didn’t realize that money was a finite commodity."
She's writing the section in hopes that her readers won't have to learn their lessons the hard way. Definitely worth serious study... and a donation or two tossed to her PayPal button.
Part Three
"We are only discussing the income that comes into your business, not the income that comes into your household. For many freelancers, that’s a tough distinction. Early on in freelancing, the money you made at your part-time work was bonus money, used to splurge on dinner or perhaps buy a nice pair of diamond earrings for the wife.
I would hope that before you became a fulltime freelancer, you learned how to separate your freelance income from your belief that it’s all bonus money and yours for the taking.
If not, you’re already in a world of hurt, and probably don’t even realize it."
QOTD:
Sil: I got a spam email from the "Largest CoX Store!"
Shieva: They must know you need one.
"Most of us, however, got haphazard money management training at home. My ex-husband, for example, got an allowance. But when it ran out, his mother would just hand him a $20 to cover whatever he needed. By the time I met him, he didn’t realize that money was a finite commodity."
She's writing the section in hopes that her readers won't have to learn their lessons the hard way. Definitely worth serious study... and a donation or two tossed to her PayPal button.
Part Three
"We are only discussing the income that comes into your business, not the income that comes into your household. For many freelancers, that’s a tough distinction. Early on in freelancing, the money you made at your part-time work was bonus money, used to splurge on dinner or perhaps buy a nice pair of diamond earrings for the wife.
I would hope that before you became a fulltime freelancer, you learned how to separate your freelance income from your belief that it’s all bonus money and yours for the taking.
If not, you’re already in a world of hurt, and probably don’t even realize it."
QOTD:
Sil: I got a spam email from the "Largest CoX Store!"
Shieva: They must know you need one.
stokerbramwell
~stokerbramwell
This sounds like it's going to be INCREDIBLY useful.
