I looked into it, and pretty much the only difference is your fees go even higher. I think if you've reached the point where you are ready for a business account, then you should get a merchant account, or even a Square account, and just take credit cards directly. PayPal is pretty messed up. The only advantage (aside from eBay) is it's convenient for some buyers who can't use a credit card.

Thank you so much for looking into it!
I was looking through some paypal sites talking about it but there wasn't much information about it. I don't think I'm really ready for moving on to a more serious matter when it comes to business because I don't sell that much at the moment, also I don't use credit cards at all since I sell digital goods and not materialized work (at least not yet) but I'll definitely look into the merchant and square account you are talking about, but currently stay on Paypal. Again, thank you so much for your help!

Do you do a lot of PayPal sales? I really only use it for eBay, and I just got an email from them today saying they're inventing their own payment thing now so I'm legit scared of them :D

But I've heard that PayPal is tough for people who sell digital goods because of the burden of proof of delivery... and again that's based on eBay stuff where the rules are all crazy anyway.