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The great trip to east, but return to a disaster.
7 years ago
General
Some update news on recent events. I did enjoy my trip/holiday down east get the last 6 weeks, I came back to a mess..
So some remember that I bailed my parents out (mother and step father) a few years ago, (with a 60K grand loan using my house as collateral) because they were irresponsible with their money… So they been paying on that loan and got it down to roughly 25K grand. Now I get back home, my dumb mother tells me her and dumb drunk husband have been having marital problems, and they have not paid on the loan for the last 3 months, leaving I have to pay 3K grand in 2 days or the bank will come after me & my house because I am the co-signer on the loan i bailed them out with, (a mistake I made in good faith back then to bail them out...) so they hid the fact they acquired another 20K grand in credit card loans since the last fall.. So they have left me with no other choice to sell my house as soon as possible, pay the loan, move away and start over. So now I have a mess to deal with, I have to down-size & liquidate everything, and plan my move now sooner than later. I need to make some real decisions I was not ready for this soon..
meaning now, i have to concentrate now on downsizing along with fursuit work, and doing it all alone, along with preparing to list my house on the market, talk to real state agents, looking for new places to live, (which will be on the east coast because of the cost of living in Ontario is really, high, and trying to get a new mortgage in Ontario now is near impossible unless your married & make 100K+ grand a year, meaning once i sell here i am going to have to move east, because i need a house space for fursuit work, and not a small apartment room.
I was not expecting to come home to a financial disaster my mother & alcoholic step father left for me.. They lied to me before, and lied to me now again. I will try to do as much as i can without help to build fursuits for all my customers as its my income atm, but things may get extended a bit due to my new load of being forced to the fact i have to begin selling off things & downsizing as fast as i can to pay off the debt of my stupid, irresponsible mother and drunk idiot step father has left me, and leave them behind in my past and start my life off over again..
UPDATE: July,29,2018, 9:30 PM,so my brother calls me, and my idiot step father apparently got arrested late tonight for impaired driving for going out drunk in his car after they got into their usual arguments..
I am sorry everyone, but this stress have been unloaded on me & hit me so hard its nearly unbearable.. I literally had to tell my mother to f***off today that i am done with here and her drunk idiot husband that she don't get along with.
I just wish that they did not hide things from me & LIE to me like they do time & time again, and try to ruin me financially like they did, but they have..
I hate to ask, but I really need friends to help for when I’m ready to pack up, move, get settled again to start over & get back to doing what I love is building suits without the stress of family problems.
Update: July,29,10:20-PM:
my mother and her drunk step father hid their mess from me while i was on holidays, so when i get back i get a call from the bank that they have not paid on their 50K loan for 3 months, then my irresponsible mother comes to me and says she ran up another 18K grand on a credit card they were not allowed to have, (A high interest MasterCard that they promised to me years ago to never get another of) so now i have to pay off a 55K+ grand again and more, because my drunk step father just got arrested for impaired-driving AGAIN apparently..) (i have to go pay 3000 tomorrow on their over-due loan just so the bank don't come take my house! (which i have to take out on MY line of credit..) Family sometimes can be the worst possible enemy, and mine are to me..
EDIT UPDATE: - So now i discover they ended up getting another line of credit (when they promised me they would never again) and ran that up to its limit at 10K grand.. and i am learning that my mother may have a gambling problem which would explain where the thousands of dollars disappeared.
So some remember that I bailed my parents out (mother and step father) a few years ago, (with a 60K grand loan using my house as collateral) because they were irresponsible with their money… So they been paying on that loan and got it down to roughly 25K grand. Now I get back home, my dumb mother tells me her and dumb drunk husband have been having marital problems, and they have not paid on the loan for the last 3 months, leaving I have to pay 3K grand in 2 days or the bank will come after me & my house because I am the co-signer on the loan i bailed them out with, (a mistake I made in good faith back then to bail them out...) so they hid the fact they acquired another 20K grand in credit card loans since the last fall.. So they have left me with no other choice to sell my house as soon as possible, pay the loan, move away and start over. So now I have a mess to deal with, I have to down-size & liquidate everything, and plan my move now sooner than later. I need to make some real decisions I was not ready for this soon..
meaning now, i have to concentrate now on downsizing along with fursuit work, and doing it all alone, along with preparing to list my house on the market, talk to real state agents, looking for new places to live, (which will be on the east coast because of the cost of living in Ontario is really, high, and trying to get a new mortgage in Ontario now is near impossible unless your married & make 100K+ grand a year, meaning once i sell here i am going to have to move east, because i need a house space for fursuit work, and not a small apartment room.
I was not expecting to come home to a financial disaster my mother & alcoholic step father left for me.. They lied to me before, and lied to me now again. I will try to do as much as i can without help to build fursuits for all my customers as its my income atm, but things may get extended a bit due to my new load of being forced to the fact i have to begin selling off things & downsizing as fast as i can to pay off the debt of my stupid, irresponsible mother and drunk idiot step father has left me, and leave them behind in my past and start my life off over again..
UPDATE: July,29,2018, 9:30 PM,so my brother calls me, and my idiot step father apparently got arrested late tonight for impaired driving for going out drunk in his car after they got into their usual arguments..
I am sorry everyone, but this stress have been unloaded on me & hit me so hard its nearly unbearable.. I literally had to tell my mother to f***off today that i am done with here and her drunk idiot husband that she don't get along with.
I just wish that they did not hide things from me & LIE to me like they do time & time again, and try to ruin me financially like they did, but they have..
I hate to ask, but I really need friends to help for when I’m ready to pack up, move, get settled again to start over & get back to doing what I love is building suits without the stress of family problems.
Update: July,29,10:20-PM:
my mother and her drunk step father hid their mess from me while i was on holidays, so when i get back i get a call from the bank that they have not paid on their 50K loan for 3 months, then my irresponsible mother comes to me and says she ran up another 18K grand on a credit card they were not allowed to have, (A high interest MasterCard that they promised to me years ago to never get another of) so now i have to pay off a 55K+ grand again and more, because my drunk step father just got arrested for impaired-driving AGAIN apparently..) (i have to go pay 3000 tomorrow on their over-due loan just so the bank don't come take my house! (which i have to take out on MY line of credit..) Family sometimes can be the worst possible enemy, and mine are to me..
EDIT UPDATE: - So now i discover they ended up getting another line of credit (when they promised me they would never again) and ran that up to its limit at 10K grand.. and i am learning that my mother may have a gambling problem which would explain where the thousands of dollars disappeared.
sorry
Goddamn, good luck man.
Thats super shitty and Id disown them as well by telling them to screw off like you did.
I cant imagine how stressful this situation must be :C
But lets talk more about it if you have the mind and time to. Id like to be updated and such on the situation and find out where you're going so I could still see you if possible.
This may sound harsh, but if you're not attached to the credit card debt, I'd leave it to them. You've been put through more than enough. ☹️
I'm so sorry that's happened to ya. I kinda know how it is to lose a house- we got evicted when the economy tanked in 2008, but the eviction wasn't until 2009. Diffrrent, but still lost a house through it.
Don't understand how they can obtain new credit line. I'm glad to live in a country were bank can be forced to do thing from
-lowering the rate to a standard one (like 2-3 % per years)
- to clear all debt they give to irresponsible person because they must check the situation and they don't.
Sad to see that in some country almost everyone can tell if you have debt (like potential employer, health insurance and so on) but those who give credit don't bother about it.
Just focus on getting your self planted and getting back to your best self. Its really hard to see family abuse a trust like that.
The only explanation I can think of for why this betrayal hurts so much, beyond the financial impact which is going to be tremendous. Would be nice if you could get money from them for financial damages, but ... yeah. That isn't going to happen.
I'm short on money, but I can offer you some friendship for what that's worth.
*huggles* Please keep us posted.
I'm so sorry... =/