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Debt Update
a week ago
General
So, I've made it this month thanks to everyone. First off, My debt was around $10,000.
I was able to pay off around $3000 this month, So my debt is around $7,000 atm.
( In case you're wondering, the amount is in my local currency (KRW) so i can't exactly pinpoint USD amount because of how erratic the exchange rate is atm. )
Of course, I'm not just going "please donate or buy my commission" and just be done that way. I'm trying to spend less.
As a result i did end up with $1000 less spent this month compared to last month. I can probably do better if i cut out more optional / comfortable things, If i'm honest.
Because the debt is all, living costs (+few bad decisions and medical bills). So paying it off is one thing, But watching what i spend is also very important.
It is still a long way to go, And next month i need $2500 extra to be safe. But It's one step closer to having no debt for sure,
And hopefully with all the works i do, I'll perhaps get few more commissions to reach that.
But yea, Thought i'd make this journal to update you all on the situation.
I was able to pay off around $3000 this month, So my debt is around $7,000 atm.
( In case you're wondering, the amount is in my local currency (KRW) so i can't exactly pinpoint USD amount because of how erratic the exchange rate is atm. )
Of course, I'm not just going "please donate or buy my commission" and just be done that way. I'm trying to spend less.
As a result i did end up with $1000 less spent this month compared to last month. I can probably do better if i cut out more optional / comfortable things, If i'm honest.
Because the debt is all, living costs (+few bad decisions and medical bills). So paying it off is one thing, But watching what i spend is also very important.
It is still a long way to go, And next month i need $2500 extra to be safe. But It's one step closer to having no debt for sure,
And hopefully with all the works i do, I'll perhaps get few more commissions to reach that.
But yea, Thought i'd make this journal to update you all on the situation.
Hope you can get the debt off your ass so you can spend that K again in fun <:P